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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 31–45 results in Ames, IA

  1. Top Carrot, Carrot Score 89
    Members1st Community Credit UnionSet-a-Goal SavingsSavings

    Credit union · 1 branch

    0.15%APY$15 a year on $10,000
  2. First National BankStandard SavingsSavings · $0 min

    Bank · 3 branches

    0.15%APY$15 a year on $10,000
  3. Top Carrot, Carrot Score 87
    Central State BankRegular SavingsSavings · $50 min

    Bank · 1 branch

    0.15%APY$15 a year on $10,000
  4. Exchange State BankRegular SavingsSavings · $100 min

    Bank · 1 branch

    0.15%APY$15 a year on $10,000
  5. Greater Iowa Credit UnionPrimary SavingsSavings · $50 min · 0.05%–0.10% by balance

    Credit union · 3 branches

    0.10%APY$10 a year on $10,000
  6. Greater Iowa Credit UnionSecondary SharesSavings · $50 min · 0.05%–0.10% by balance

    Credit union · 3 branches

    0.10%APY$10 a year on $10,000
  7. Top Carrot, Carrot Score 89
    Members1st Community Credit UnionShare SavingsSavings · $100 min

    Credit union · 1 branch

    0.10%APY$10 a year on $10,000
  8. Top Carrot, Carrot Score 89
    Members1st Community Credit UnionVirtual Coin JarSavings

    Credit union · 1 branch

    0.10%APY$10 a year on $10,000
  9. First Interstate BankRegular SavingsSavings · $25 min · 0.05%–0.25% by balance

    Bank · 1 branch

    0.10%APY$10 a year on $10,000
  10. River Valley Credit UnionRegular SavingsSavings · $100 min

    Credit union · 1 branch

    0.10%APY$10 a year on $10,000
  11. River Valley Credit UnionMember ShareSavings · $100 min

    Credit union · 1 branch

    0.10%APY$10 a year on $10,000
  12. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min

    Bank · 2 branches

    0.05%APY$5 a year on $10,000with conditions
  13. U.S. BankBank Smartly SavingsSavings · $25 min

    Bank · 2 branches

    0.05%APY$5 a year on $10,000with conditions
  14. Premier Credit UnionSpecial SavingsSavings · $5,000 min

    Credit union · 1 branch

    0.05%APY$5 a year on $10,000
  15. Premier Credit UnionMembership SavingsSavings · $100 min

    Credit union · 1 branch

    0.05%APY$5 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Ames, IA

62 accounts at 17 banks and credit unions · checked Oct 16–22

Typical
0.15%
Top 10% from
1.30%
Banks, typical
0.30%
Credit unions, typical
0.10%

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Ames, IA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. City State BankBank · 1 branch
  2. Members1st Community Credit UnionCredit union · 2 branches
  3. Bankers TrustBank · 1 branch
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate