Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Traverse City, MI metro
- Northwest Consumers Federal Credit UnionHigh Yield AccountSavings · $10 min · 0.00%–1.01% by balance
Credit union · 2 branches
1.01%APY$101 a year on $10,000Effective Nov 6, 2024
Rate by balance
Rate by balance for High Yield Account Balance APY $10 and up 0.00% $500 and up 0.20% $1,000 and up 0.35% $2,500 and upYour amount 1.01% $50,000 and up 1.01% $85,000 and up 1.01% Rate checked
More details - Lake Michigan Credit UnionMax Money MarketMax Money Market · $0 min · 1.00%–3.90% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: A member savings account with a $5 minimum balance is required to establish and maintain membership. No minimum deposit and no monthly fees. Includes check-writing access. Interest is accrued daily and paid monthly. Variable rates subject to change after account opening.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Max Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.90% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.90% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Deposits can be made by payroll deductions or automatic transfer with the exception of initial deposit. Withdrawals can only be made during the months of May, June, July, and August. Funds will be transferred automatically to your MSUFCU checking or savings account.
Offer: Withdrawals restricted to May, June, July, and August.
Effective Aug 25, 2026
Rate checked
More details - TBA Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–2.02% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates as of April 22, 2026.
Offer: Rates as of April 22, 2026.
0.50% interest rate · Effective Apr 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 0.50% $25,000 – $99,999 1.00% $100,000 and up 2.02% Rate checked
More details - Northwest Consumers Federal Credit UnionSpecial SharesSavings · $0 min · 0.10%–0.40% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Effective Nov 6, 2024
Rate by balance
Rate by balance for Special Shares Balance APY Any balance 0.10% $500 and up 0.20% $1,000 and up 0.35% $2,500 and upYour amount 0.40% Rate checked
More details - Frankfort Community Federal Credit UnionSuper SaverSavings · $5,000 min · 0.15%–0.55% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Tiered system for members with large deposits; requires a minimum average daily balance of $5,000.00 to earn a dividend.
Effective Jan 26, 2026
Rate by balance
Rate by balance for Super Saver Balance APY Any balance 0.15% $5,000 and upYour amount 0.35% $25,000 and up 0.45% $75,000 and up 0.55% Rate checked
More details - Team One Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.15%–2.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Liquid savings accounts that earn higher dividends than Regular Savings based on account balances. Includes unlimited deposits, checks available, and 6 free withdrawals per month.
0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,000 0.15% $2,000 – $25,000Your amount 0.35% $25,000 – $75,000 0.75% $75,000 – $200,000 1.75% $200,000 – $500,000 2.25% Over $500,000 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Offers a simple way to build savings with an ATM card usable at over 55,000 surcharge-free ATMs. Requires a $199 minimum average balance per statement cycle to avoid service fees. Transaction limits apply.
Offer: Requires a $199 minimum average balance per statement cycle to avoid service fees.
0.25% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary account establishing credit union membership ($5 minimum opening deposit). $5 monthly Non-Relationship Fee applies on accounts with only Member Savings; waived if account maintains a $300 daily average balance, primary member is under 24 years of age, receives direct deposit, has VIP Status, or holds other LMCU accounts (checking, loan, or CD).
Offer: Requires $100 minimum balance to earn interest. $5 monthly fee waived with $300 daily average balance, primary member under 24, direct deposit, VIP status, or other qualifying LMCU accounts.
0.25% interest rate · $5 monthly fee · Effective Jul 20, 2026
Rate checked
More details - Credit Union ONEMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.55% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000intro rateRequirements
Product: A $1,000.00 minimum daily balance required to earn APY. Accounts that remain at a zero balance for 90 consecutive days will be automatically closed out (no fee for zero balance closure).
Offer: Rates are variable.
Promotional rate · 0.05% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.05% $2,500 and up 0.10% $10,000 and upYour amount 0.25% $25,000 and up 0.35% $50,000 and up 0.50% $100,000 and up 0.55% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - Forest Area Federal Credit UnionSub-ShareSavings · $10 min · 0.10%–0.20% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Open up to 15 subsidiary accounts under the main share savings account. No minimum deposit requirements and no minimum balance. Dividends paid quarterly.
Offer: Tier 0 (Base): For Balance Greater Than $10.00 up to $500.00.
0.10% interest rate
Rate by balance
Rate by balance for Sub-Share Balance APY Up to $500 0.10% $500 – $2,500 0.15% $2,500 and upYour amount 0.20% Rate checked
More details - Forest Area Federal Credit UnionShare SavingsSavings · $10 min · 0.10%–0.20% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Base account provided to all members. Requires $10 minimum balance (purchase of one share). Dividends paid quarterly.
Offer: Tier 0 (Base): For Balance Greater Than $10.00 up to $500.00.
0.10% interest rate
Rate by balance
Rate by balance for Share Savings Balance APY Up to $500 0.10% $500 – $2,500 0.15% $2,500 and upYour amount 0.20% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 4Front Credit UnionMoney Market ShareMoney Market Share · $1,000 min · 0.15%–0.40% by balance
Credit union · 7 branches
0.20%APY$20 a year on $10,0000.15% interest rate · Effective Sep 3, 2026
Rate by balance
Rate by balance for Money Market Share Balance APY $1,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.30% $50,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Traverse City, MI metro
66 accounts at 19 banks and credit unions · checked Oct 5–22
- Typical
- 0.14%
- Top 10% from
- 2.75%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.20%
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Traverse City, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lake Michigan Credit UnionCredit union · 2 branches
- Northwest Consumers Federal Credit UnionCredit union · 2 branches
- MSU Federal Credit UnionCredit union · 2 branches