Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–13 results in Moberly, MO metro · Few institutions in Moberly, MO metro: choose a wider area in the filters
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account to receive automatic transfers of rewards. Limit 1 account per SSN/ITIN.
Offer: Base rate applied to entire average daily balance when linked Kasasa Cash or Kasasa Cash Back qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Free Kasasa Saver® Balance APY Any balance 0.05% Up to $25,000Your amount 2.00% $25,000 – $9,999,999 Unknown Rate checked
More details - Academy BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.60%–2.20% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000intro rateRequirements
Product: No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle; otherwise, a monthly service charge of $10 applies. 6 transactions per statement cycle allowed. Free eStatements or $5 paper statements. Closing new accounts within 90 days of opening results in a $25 early closure fee. Up to $100,000 ACH funding possible when opening online.
Offer: Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly.
Promotional rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.10% $100,000 – $250,000 1.50% $250,000 and up 2.20% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Avoid the $5 semi-annual service charge by maintaining a $100 minimum balance. Interest is paid semi-annually. Includes 6 free transfers or withdrawals per month ($1 per excess transaction).
Offer: Assumes semi-annual compounding of interest. $5 semi-annual service charge waived with $100 minimum balance.
0.35% interest rate · Balance cap $9,999,999 · Effective Oct 13, 2026
Rate checked
More details - First State Community BankConsumer Premium Money MarketConsumer Premium Money Market · $10,000 min · 0.00%–3.56% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Must open a new Consumer Premium Money Market Account. Clients with an existing FSCB money market or who closed a Money Market Account within 30 days of opening are not eligible. Must be a Missouri resident. Cannot be opened online. Opening deposit $10,000. $20 monthly service charge waived by maintaining an average daily ledger balance of $10,000 or more. $3 monthly paper statement fee avoided by enrolling in electronic statements. Up to 6 free withdrawals per monthly statement cycle ($5 per additional withdrawal). Variable rate. Must maintain a minimum balance of $2,500 in the account each day to obtain disclosed APY.
Offer: Opening deposit $10,000. $20 monthly fee waived with $10,000+ average daily ledger balance. $3 paper statement fee waived with e-statements. Must maintain minimum balance of $2,500 each day to obtain APY > 0.
0.00% interest rate · $20 monthly fee · Effective Nov 5, 2025
Rate by balance
Rate by balance for Consumer Premium Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.25% $10,000 – $50,000Your amountMust maintain minimum balance of $2,500 each day to obtain disclosed APY. 0.35% $50,000 – $100,000Must maintain minimum balance of $2,500 each day to obtain disclosed APY. 0.85% $100,000 – $250,000Must maintain minimum balance of $2,500 each day to obtain disclosed APY. 2.63% $250,000 – $500,000Must maintain minimum balance of $2,500 each day to obtain disclosed APY. 2.89% $500,000 – $1,000,000Must maintain minimum balance of $2,500 each day to obtain disclosed APY. 3.04% $1,000,000 and upMust maintain minimum balance of $2,500 each day to obtain disclosed APY. 3.56% Rate checked
More details - Equity BankRewards Money MarketRewards Money Market · $1,000 min · 0.30%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Requires being a Rewards Checking customer. Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Rewards Checking.
Qualified rate · Compounded monthly
Rate by balance
Rate by balance for Rewards Money Market Balance APY Up to $24,999Your amount 0.30% $25,000 – $100,000 0.75% $100,000 and up 2.50% Rate checked
More details - Equity BankPerks Plus Money MarketPerks Plus Money Market · $1,000 min · 0.30%–2.25% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Requires being a Perks Plus Checking customer. Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Perks Plus Checking.
Qualified rate · Compounded monthly
Rate by balance
Rate by balance for Perks Plus Money Market Balance APY Up to $24,999Your amount 0.30% $25,000 – $100,000 0.75% $100,000 and up 2.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: There is a $1.00 share requirement for each member number that will be held in your regular share account for as long as the account is open. Dividends are credited and compounded quarterly. Rates are variable and determined by credit score and Board of Directors.
Offer: Last declared dividend rate: 0.25%. Dividends compounded quarterly. Rate subject to credit approval and credit score.
0.25% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are credited and compounded quarterly. Rates are variable and determined by credit score and Board of Directors.
Offer: Last declared dividend rate: 0.25%. Dividends compounded quarterly. Rate subject to credit approval and credit score.
0.25% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Linked to free eZ Cash or eZ Cash Back checking account. Avoid the $3 quarterly service fee by maintaining a $50 average daily balance. Limit one account per SSN.
Offer: Qualifications met on linked eZ Cash or eZ Cash Back account (at least 12 debit card purchases post and settle, and enrolled in/receive eStatement notice per monthly qualification cycle). Avoid $3 quarterly fee by maintaining $50 average daily balance.
Qualified rate · Effective Jun 1, 2021
Rate checked
More details - Equity BankChrome Money MarketChrome Money Market · $1,000 min · 0.05%–2.01% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money.
Promotional rate · Compounded monthly
Rate by balance
Rate by balance for Chrome Money Market Balance APY Up to $24,999Your amount 0.05% $25,000 – $100,000 0.50% $100,000 and up 2.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to free eZ Cash or eZ Cash Back checking account. Avoid the $3 quarterly service fee by maintaining a $50 average daily balance. Limit one account per SSN.
Offer: Qualifications not met on linked eZ Cash or eZ Cash Back account. Avoid $3 quarterly fee by maintaining $50 average daily balance.
Qualified rate · Effective Jun 1, 2021
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee of $5.00 is waived with a $300 minimum daily balance or at least one monthly electronic deposit of $25 or more, and waived for the first 60 days after account opening. Up to 3 free withdrawals/transfers per month ($2.00 each thereafter). Annual deposit rewards available for 11 consecutive monthly deposits and 4 or fewer withdrawals per year.
Offer: No minimum balance required to earn stated APY. Rate may change after account is opened. Monthly service fee of $5.00 waived with $300 daily balance or at least one monthly electronic deposit of $25+, and waived for first 60 days after opening. Free paperless statements; $3.00/month for paper statements.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee of $12 is waived if a $5,000 minimum daily balance is maintained for the monthly cycle.
Offer: Monthly service fee of $12 waived with $5,000 minimum daily balance.
$12 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Moberly, MO metro
13 accounts at 7 banks and credit unions · checked Oct 16
- Typical
- 0.25%
- Top 10% from
- 0.67%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Moberly, MO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- United Credit UnionCredit union · 1 branch