Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lakeland, FL metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5.00 monthly fee may apply. Fee is waived for the first 60 days for new accounts, or if the primary member is under age 24, or if cumulative monthly average balance across all checking, savings, and Christmas Club accounts is $500 or more (IRA or Share Certificate accounts are not included), or if monthly direct deposits total $500.00 or more in savings and checking accounts, or if having an active loan, mortgage, or credit card.
Offer: Monthly fee of $5.00 waived under qualifying conditions: first 60 days for new accounts, primary member under age 24, cumulative monthly average balance of $500+ across checking/savings/Christmas Club, monthly direct deposits totaling $500+, or active loan, mortgage, or credit card.
0.05% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with Trax Credit Union. Monthly service fee of $5 is waived for members who maintain a daily balance of $500, open another account with Trax, or are under age 25 or over age 60.
Offer: Compounded monthly. $5 monthly fee waived with $500 daily balance, having another Trax account, or if under age 25 or over age 60.
0.05% interest rate · Compounded monthly · $5 monthly fee
Rate checked
More details - PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - Publix Employees Federal Credit UnionPrime Share Savings AccountSavings · $50 min
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum daily balance of $50 required to earn dividends. Minimum daily balance of $5 required to retain membership status.
Offer: Dividends earned with a minimum daily balance of $50. Minimum daily balance of $5 is required to retain membership status.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Faith Connection FCUSpecial Share/Savings AccountSavings · $5 min · 0.03%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Open up to three Special Share Savings Accounts alongside main savings account. Dividends compounded monthly and credited quarterly based on Average Daily Balance. Closing account before dividends are paid forfeits accrued dividends.
0.03% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Special Share/Savings Account Balance APY Up to $500 0.03% $500 – $2,000 0.03% $2,000 and upYour amount 0.05% Rate checked
More details - Faith Connection FCURegular Share AccountSavings · $5 min · 0.03%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Start membership and savings journey with a $5 initial deposit; maintain a minimum balance of $5 and regular activity to remain a member. Dividends compounded monthly and credited quarterly based on Average Daily Balance. Closing account before dividends are paid forfeits accrued dividends.
0.03% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $500 0.03% $500 – $2,000 0.03% $2,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Special savings accounts offered alongside basic regular share savings accounts.
0.00% interest rate
Rate by balance
Rate by balance for Special Shares Balance APY Up to $100 0.00% $100 and upYour amount 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lakeland, FL metro
50 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.06%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.05%
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Lakeland, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 1 branch
- Suncoast Credit UnionCredit union · 3 branches
- Lake Michigan Credit UnionCredit union · 1 branch