Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–18 results in Lake City, FL metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are calculated daily and compounded and credited monthly on balances of $50 or more.
Offer: Dividends earned on balances of $50 or more.
0.05% interest rate · Effective Jan 22, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: For individuals ages 18 and older. Quarterly fee of $13 (maintain $500 daily balance to waive). $6 charge per withdrawal over 9 per quarter including in-person withdrawals. Interest compounded daily and credited quarterly.
Offer: Earn interest on daily balances > $1,000.
Compounded daily · Effective Oct 25, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lake City, FL metro
18 accounts at 6 banks and credit unions · checked Oct 5–22
- Typical
- 0.10%
- Top 10% from
- 0.47%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Lake City, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Champions First Credit UnionCredit union · 1 branch
- Radiant Credit UnionCredit union · 1 branch
- Florida Credit UnionCredit union · 1 branch