Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Jamestown, NY metro
- Western Division Federal Credit UnionSavings AccountSavings · $5 min · 0.00%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum $5 deposit to open. Earn Dividends on balances of $100 or greater. No monthly service charge. Dividends compounded daily and paid quarterly. Qualifies for a Patronage Dividend.
Offer: The dividend rate and APY may change monthly as determined by the Board of Directors.
0.00% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $99 0.00% $100 – $5,000 0.25% $5,001 – $20,000Your amount 0.25% $20,001 – $50,000 0.25% $50,001 and up 0.25% Rate checked
More details - Southern Chautauqua Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.15%–0.95% by balance
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered rate structure where each dividend rate applies only to that portion of the account within each balance range. Minimum actual balance of $2,500 required to earn dividends; falling below minimum causes account closure (eligible to reopen following quarter). Maximum 4 withdrawals or transfer withdrawals per month.
Offer: Tier 1 rate applied to average daily balances from $2,500.00 to $10,000.00.
0.25% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000Your amount 0.25% $10,000 – $50,000 0.50% $50,000 – $75,000 0.65% $75,000 – $125,000 0.95% Over $125,000 0.15% Rate checked
More details - Affinity One Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.13%–0.25% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Transfer money up to 6 times per month. Proof of membership eligibility, two forms of valid ID, and opening deposit required; applications completed in person at a branch.
Offer: Minimum deposit of $1,000.
0.13% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.13%* $1,000 – $10,000 0.15%* $10,000 – $25,000Your amount 0.25%* $25,000 and up 0.25%* Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 5 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - Inner Lakes Federal Credit UnionSavingsSavings · $5 min · 0.20%–0.30% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,0000.20% interest rate · Effective Aug 19, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $1,500 0.20% $1,500 – $15,000Your amount 0.20% $15,000 – $35,000 0.25% $35,000 and up 0.30% Rate checked
More details - Cattaraugus County BankCCB Advantage SavingsSavings · $25 min · 0.20%–1.01% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Free account that builds savings. No CCB Advantage Checking Account required. Requires enrollment in E-statements. 15 free withdrawals per month.
Offer: Daily balances of $25,000 or less earn 0.20% interest rate on entire balance. Requires enrollment in E-statements. No monthly maintenance fees.
0.20% interest rate · No monthly fee · Effective Jun 2, 2025
Rate by balance
Rate by balance for CCB Advantage Savings Balance APY Up to $25,000Your amount 0.20% $25,000 and up 0.50% $250,000 and up 1.01% Rate checked
More details - Northwest BankAffinity Money MarketAffinity Money Market · $25 min · 0.05%–0.20% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service charge of $10 can be avoided with an Affinity Checking or $2,500 average daily balance. Designed to work alongside your checking account. Variable rate account; rates valid only for accounts opened online.
Offer: You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Checking or $2,500 average daily balance.
$10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 – $5,000,000 0.20% $5,000,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required deposit for opening is $5. $2 monthly service charge for printed statements is waived for primary members age 65+ or special titled accounts.
Offer: $2 monthly service charge for printed statements (waived for primary members age 65 or older and special titled accounts).
0.10% interest rate · Effective Aug 11, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Aug 11, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available to add up to four additional designated savings accounts once you have a Membership Savings account.
0.10% interest rate · Effective Aug 11, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Available only with Kasasa Cash or Kasasa Cash Back checking. Limit of 1 account per social security number.
Offer: Base rate applied to entire balance if qualifications are not met in linked Kasasa Cash or Kasasa Cash Back checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Dec 3, 2020
Rate checked
More details - Greater Chautauqua Federal Credit UnionRegular Share Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Establishes membership with the credit union. Up to 5 free withdrawals per month.
0.00% interest rate · No monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $100 0.00% $100 and upYour amount 0.05% Rate checked
More details - Southern Chautauqua Federal Credit UnionMembership Savings AccountSavings · $25 min
Credit union · 9 branches
0.05%APY$5 a year on $10,000Requirements
Product: Share 1 account holding initial $25 deposit throughout membership. Part ownership in financial cooperative.
Offer: $25 Minimum Balance Required.
0.05% interest rate · Effective Sep 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires Primary Savings membership share.
Offer: Subshares earn the standard share rate. Dividends are compounded and credited monthly.
No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Jamestown, NY metro
35 accounts at 15 banks and credit unions · checked Sep 30–Oct 16
- Typical
- 0.25%
- Top 10% from
- 1.45%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Jamestown, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Woodlawn FCUCredit union · 2 branches
- Greater Chautauqua Federal Credit UnionCredit union · 4 branches
- Inner Lakes Federal Credit UnionCredit union · 3 branches