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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 31–45 results in Houston, TX metro

  1. Top Carrot, Carrot Score 87
    The MINT National BankMonuMINT MMAMonuMINT MMA · $1,000 min

    Bank · 1 branch

    2.35%APY$235 a year on $10,000
  2. Top Carrot, Carrot Score 87
    The MINT National BankMonuMINT Emerald MMAMonuMINT Emerald MMA · $1,000 min · 2.35%–3.35% by balance

    Bank · 1 branch

    2.35%APY$235 a year on $10,000
  3. Top Carrot, Carrot Score 92
    Texas Capital BankStar Money Market AccountStar Money Market Account · $500 min · 2.29%–3.11% by balance

    Bank · 2 branches

    2.29%APY$229 a year on $10,000
  4. Top Carrot, Carrot Score 92
    Texas Capital BankStar Reserve Money Market AccountStar Reserve Money Market Account · $500 min · 2.29%–3.11% by balance

    Bank · 2 branches

    2.29%APY$229 a year on $10,000
  5. Top Carrot, Carrot Score 92
    Texas Capital BankFamily Office Star Money MarketFamily Office Star Money Market · $500 min · 2.29%–3.11% by balance

    Bank · 2 branches

    2.29%APY$229 a year on $10,000
  6. Top Carrot, Carrot Score 96
    Nizari Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.27%–3.61% by balance

    Credit union · 2 branches

    2.27%APY$227 a year on $10,000
  7. Hanmi BankSimple SavingsSavings · $100 min · 2.20%–2.70% by balance

    Bank · 2 branches

    2.20%APY$220 a year on $10,000
  8. PlainsCapital BankMomentum Max Savings AccountSavings

    Bank · 5 branches

    2.15%APY$215 a year on $10,000with conditions
  9. Top Carrot, Carrot Score 92
    Texas Capital BankShooting Star SavingsSavings

    Bank · 2 branches

    2.12%APY$212 a year on $10,000
  10. Top Carrot, Carrot Score 92
    Texas Capital BankStar Savings AccountSavings · $0 min

    Bank · 2 branches

    2.12%APY$212 a year on $10,000
  11. First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance

    Bank · 59 branches

    2.00%APY$200 a year on $10,000
  12. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 1 branch

    2.00%APY$200 a year on $10,000with conditions
  13. U.S. BankBank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 1 branch

    2.00%APY$200 a year on $10,000with conditions
  14. SLB Employees Credit UnionPrimary Savings AccountSavings · $100 min · 1.81%–2.88% by balance

    Credit union · 1 branch

    1.81%APY$181 a year on $10,000
  15. Top Carrot, Carrot Score 89
    Wellby FinancialWellby Savings PlusSavings · $100 min · 1.26%–3.30% by balance

    Credit union · 22 branches

    1.77%APY$177 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Houston, TX metro

298 accounts at 119 banks and credit unions · checked Oct 15–22

Typical
0.24%
Top 10% from
2.40%
Banks, typical
0.25%
Credit unions, typical
0.20%

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Houston, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. Nizari Credit UnionCredit union · 2 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate