Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–8 results in Hillsdale, MI metro · Few institutions in Hillsdale, MI metro: choose a wider area in the filters
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Rate may change after account opening. Annual Percentage Yield is calculated by the daily balance method. Dividends may be paid quarterly, semi-annually, and annually.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually.
0.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated by daily balance method. Rate may change after account opening. Fees may reduce earnings.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No opening or maintenance fees. Includes Eagle Earners and Independence accounts. Rate may change after account opening.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually. No opening or maintenance fees.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rate may change after account opening. Can be customized with any name. Unlimited deposits.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - Community Choice Credit UnionChoice SavingsSavings · $100 min · 0.01%–0.50% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends paid monthly based on the aggregate balance of Choice Savings Account and Choice Goals. Combined dividend is deposited into Choice Savings Account.
0.01% interest rate
Rate by balance
Rate by balance for Choice Savings Balance APY $100 – $10,000 0.01% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.25% $250,000 – $500,000 0.40% $500,000 and up 0.50% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Avoid $3.00 monthly maintenance fee by maintaining a minimum daily balance of $100. $3.00 excessive withdrawal charge for each withdrawal exceeding six in a four week or similar period.
Offer: Fee waived with $100 minimum daily balance.
$3 monthly fee · Effective Apr 1, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hillsdale, MI metro
8 accounts at 4 banks and credit unions · checked Oct 16–17
- Typical
- 0.10%
- Top 10% from
- 1.55%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Hillsdale, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Flagstar BankBank · 1 branch