Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Flint, MI metro
- 1.00%APY$100 a year on $10,000
Requirements
Product: Must maintain a minimum daily balance of $100 to obtain the disclosed APY. No minimum deposit to open.
Offer: Must maintain a minimum daily balance of $100 to obtain disclosed APY.
0.99% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires a linked free Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per Social Security Number / Individual Taxpayer Identification Number.
Offer: Applies to daily balances up to $50,000 when monthly qualification cycle requirements are met on linked Kasasa Cash or Kasasa Cash Back account (at least 12 debit card purchases post and settle, enroll in and log into online banking, enroll in and agree to receive eStatements).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Feb 11, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.35% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Every $25 deposited earns prize entries, capped at 100 per month. Prize drawings described; Florida openers/primary Florida-branch transactors ineligible to win. Minimum opening balance is $25.00; minimum balance to earn dividends is $0.00. Dividends compounded and credited monthly.
Offer: 12-Month $0.00 - $24,999.99. Minimum opening balance $25.00; minimum balance to earn dividends $0.00.
0.75% interest rate
Rate by balance
Rate by balance for Save To Win Balance APY Up to $25,000Your amount 0.75% $25,000 and up12-Month $25,000.00 and over. 0.10% Rate checked
More details - Oxford BankMoney Market AccountMoney Market Account · $1,000 min · 0.34%–0.84% by balance
Bank · 1 branch
0.58%APY$58 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a minimum daily balance of $2,000 or more.
Offer: Balance < $500,000 schedule. Monthly fee waived with $2,000 minimum daily balance.
0.58% interest rate · $10 monthly fee · Effective Feb 11, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.58% $50,000 – $100,000 0.84% $100,000 and upTier Low 1.66% Tier High 0.34% APY. 0.34%* Rate checked
More details - Dort Financial Credit UnionSavings PlusSavings · $0 min · 0.15%–0.80% by balance
Credit union · 9 branches
0.50%APY$50 a year on $10,000Requirements
Product: High-yield investment savings account with variable rates. Dividends are credited on the last day of each month. Allows convenient access using Savings Plus checks (up to six clearing per month), phone, online, or in-person. Funds cannot be accessed or withdrawn through ATM. Businesses are ineligible.
0.15% interest rate
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $999 0.15% $1,000 – $9,999 0.30% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.60% $100,000 – $199,999 0.70% $200,000 and up 0.80% Rate checked
More details - Financial Plus Credit UnionHigh Yield Plus Money MarketHigh Yield Plus Money Market · $1,500 min · 0.00%–1.00% by balance
Credit union · 7 branches
0.40%APY$40 a year on $10,000Requirements
Product: $1,500 to open and receive dividend. No monthly fees. Dividends are tiered to offer higher rates for larger balances and paid monthly on daily balance.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Plus Money Market Balance APY Up to $1,500 0.00% $1,500 – $14,999Your amount 0.40% $15,000 – $24,999 0.60% $25,000 – $49,999 0.80% $50,000 – $99,999 1.00% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 and up 1.00% Rate checked
More details - Team One Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.15%–2.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Liquid savings accounts that earn higher dividends than Regular Savings based on account balances. Includes unlimited deposits, checks available, and 6 free withdrawals per month.
0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,000 0.15% $2,000 – $25,000Your amount 0.35% $25,000 – $75,000 0.75% $75,000 – $200,000 1.75% $200,000 – $500,000 2.25% Over $500,000 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A minimum of $5.00 is required to maintain the share account. No monthly maintenance fees. Dividends are declared quarterly.
Offer: Minimum deposit required to open the account and to obtain the stated APY is $5.00.
0.30% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - Dort Financial Credit UnionPlatinum Money MarketPlatinum Money Market · $0 min · 0.30%–3.50% by balance
Credit union · 9 branches
0.30%APY$30 a year on $10,000Requirements
Product: No monthly account fees or minimum balance. High-yield variable rates; dividend rates are subject to change. Dividends are credited quarterly and forfeited if account is closed before credit date.
Offer: Tier 1 balance 0 to $49,999. Variable rate subject to change.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $49,999Your amount 0.30% $50,000 – $99,999 1.25% $100,000 – $249,999 1.75% $250,000 – $499,999 1.90% $500,000 and up 3.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership eligibility and a minimum $5 membership share deposit are required for credit union membership. Funds earn dividends from the first business day of deposit and are calculated daily and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees may reduce earnings.
0.00% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100 0.00% $100 – $2,000 0.00% $2,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.65% $50,000 – $100,000 0.70% $100,000 and up 1.20% Rate checked
More details - Security Credit UnionMoney Market / IDI (Insured Daily Investment) AccountMoney Market / IDI (Insured Daily Investment) Account · $2,500 min · 0.25%–0.45% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Can be opened with a minimum deposit of $2,500. Penalty-free withdrawals with no minimum dollar amounts for deposits or withdrawals. Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23; product page also states no account management fees.
Offer: Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23.
$4.95 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market / IDI (Insured Daily Investment) Account Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $150,000 0.40% $150,000 and up 0.45% Rate checked
More details - ELGA Credit UnionELGA Elite High Yield SavingsSavings · $200 min · 0.10%–1.00% by balance
Credit union · 10 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must be an ELGA member. Minimum opening balance equals the lowest amount of each published tier. Minimum balance to earn dividends equals the minimum opening balance on Elite accounts. Balances below $1,000 earn the regular savings rate unless under $200, then no interest. Product page: no withdrawal penalties or maturity dates; only 6 electronic transactions each month. Rate table page: dividends compounded and credited quarterly. Rates are variable.
Offer: Balances below $1,000.00 earn the regular savings rate (Membership Share 0.10% APY / 0.10% dividend). Under $200.00 does not earn interest.
0.10% interest rate
Rate by balance
Rate by balance for ELGA Elite High Yield Savings Balance APY $200 – $1,000 0.10% $1,000 – $5,000opening minimum is the tier floor. 0.15% $5,000 – $10,000opening minimum is the tier floor. 0.20% $10,000 – $25,000Your amountopening minimum is the tier floor. 0.25% $25,000 – $50,000opening minimum is the tier floor. 0.35% $50,000 – $100,000opening minimum is the tier floor. 0.35% $100,000 – $250,000opening minimum is the tier floor. 0.50% $250,000 – $500,000opening minimum is the tier floor. 0.50% $500,000 – $1,000,000opening minimum is the tier floor. 0.85% $1,000,000 and upopening minimum is the tier floor. 1.00% Rate checked
More details - Credit Union ONEMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.55% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000intro rateRequirements
Product: A $1,000.00 minimum daily balance required to earn APY. Accounts that remain at a zero balance for 90 consecutive days will be automatically closed out (no fee for zero balance closure).
Offer: Rates are variable.
Promotional rate · 0.05% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.05% $2,500 and up 0.10% $10,000 and upYour amount 0.25% $25,000 and up 0.35% $50,000 and up 0.50% $100,000 and up 0.55% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Avoid the $3 monthly service fee by maintaining a minimum daily balance of $300 or more.
Offer: Avoid the $3 monthly service fee with a minimum daily balance of $300 or more.
0.20% interest rate · $3 monthly fee · Effective Feb 11, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $9,999 0.20% $10,000 – $19,999Your amount 0.25% $20,000 – $49,999 0.28% $50,000 – $99,999 0.30% $100,000 and up 0.68% Rate checked
More details - Frankenmuth Credit UnionWealth BuilderSavings · $100 min · 0.16%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: No interest will be paid on the Wealth Builder Consumer if the average daily balance is less than $100.
Offer: Investment $100-$9,999.
0.20% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Wealth Builder Balance APY $100 – $9,999 0.20% $10,000 – $49,999Your amountInvestment $10,000-$49,999; APY range .16%-.20%. 0.20% $50,000 – $99,999Investment $50,000-$99,999; APY range .13%-.16%. 0.16% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Flint, MI metro
66 accounts at 17 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.32%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.25%
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Flint, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Genisys Credit UnionCredit union · 3 branches
- Frankenmuth Credit UnionCredit union · 1 branch
- Sovita Credit UnionCredit union · 4 branches