Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Detroit Lakes, MN metro
- 5.00%APY$500 a year on $10,000
Requirements
Product: Designed to hold inheritance or life insurance proceeds while determining next steps.
Effective Oct 1, 2026
Rate checked
More details - Mid Minnesota Federal Credit UnionKasasa SaverSavings · $5 min · 0.15%–2.50% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number.
Offer: Requires meeting linked Kasasa checking qualifications per Monthly Qualification Cycle (at least 1 direct deposit/ACH debit/credit, 12 debit card purchases, and e-statements).
Qualified rate · 2.47% interest rate · No monthly fee · Effective Feb 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $35,000Your amount 2.50% Over $35,000 0.15%* Rate checked
More details - Midwest BankMidwest Money Market SavingsMidwest Money Market Savings · $1,000 min · 1.50%–3.51% by balance
Bank · 3 branches
2.00%APY$200 a year on $10,000Requirements
Product: Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings, including IRA/HSA transfer fees. Avoid the $6 monthly service charge by maintaining a $1,000 minimum daily balance.
Offer: Minimum balance to obtain APY is $0.01 daily balance. Avoid $6 monthly service charge with $1,000 minimum daily balance.
1.49% interest rate · $6 monthly fee
Rate by balance
Rate by balance for Midwest Money Market Savings Balance APY Up to $10,000 1.50% $10,000 – $50,000Your amount 2.00% $50,000 – $100,000 2.50% $100,000 – $250,000 3.00% $250,000 – $500,000 3.10% $500,000 – $1,000,000 3.35% $1,000,000 – $5,000,000 3.51% $5,000,000 – $1,000,000,000 3.51% Rate checked
More details - Bell BankPremier Money Market SavingsPremier Money Market Savings · $5,000 min · 1.16%–1.36% by balance
Bank · 1 branch
1.16%APY$116 a year on $10,000Requirements
Product: Minimum balance of $5,000 is required to earn interest and avoid service fees. No service charge if minimum balance of $5,000 is maintained. Interest earned each day balance is $5,000 or more. 6 free withdrawals or debits per monthly statement period. Option to use as overdraft protection on a Bell checking account (enrollment required). Variable interest compounded monthly. Interest rate is paid on the entire balance in the account.
Offer: $10 service fee if minimum balance is not maintained. Interest rate is paid on the entire balance in the account. Variable rate. Paid monthly.
1.15% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Savings Balance APY $5,000 – $100,000Your amount 1.16% $100,000 – $500,000 1.26% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.36% Rate checked
More details - 1.06%APY$106 a year on $10,000
Requirements
Product: Minimum balance of $500 to earn interest and avoid service fees. No service charge if minimum balance of $500 is maintained. Interest earned each day balance is $500 or more. 6 free withdrawals or debits per monthly statement period. Option to use as overdraft protection on a Bell checking account (enrollment required). Variable interest compounded monthly.
Offer: $10 service fee if minimum balance is not maintained. Variable rate. Paid monthly.
1.05% interest rate · Compounded monthly · $10 monthly fee
Rate checked
More details - United Savings Credit UnionMoney Market Share AccountsMoney Market Share Accounts · $2,500 min · 0.75%–2.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends are accrued on a tiered scale based on the total balance in the account and paid quarterly.
No monthly fee · Effective Feb 4, 2026
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $2,500 – $25,000Your amount 0.75% $25,001 – $100,000 1.50% $100,000 and up 2.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest rate and APY may change after account opening. Fees could reduce earnings. $2 monthly service charge can be avoided by maintaining a $100 minimum daily balance. Paid quarterly.
Offer: Daily balance of $0.01 required to obtain APY. Avoid $2 monthly service charge with $100 minimum daily balance. Rate may change after account opening. Fees could reduce earnings.
0.50% interest rate · $2 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounded monthly based on daily balance. $4 monthly service charge waived with a $20,000 minimum balance.
Offer: $20,000 minimum balance to avoid $4 per month service charge.
0.25% interest rate · Compounded monthly · $4 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for MySavings + Balance APY Up to $20,000Your amount 0.25% $20,000 – $200,000 0.40% $200,000 and up 1.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded quarterly based on daily balance. $4 monthly service charge waived with a $50 minimum balance.
Offer: $50 minimum balance to avoid $4 per month service charge.
0.15% interest rate · Compounded quarterly · $4 monthly fee
Rate by balance
Rate by balance for MySavings Balance APY Up to $1,000 0.15% $1,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: APY is variable and may change after account is opened. Interest compounded quarterly and earned each day the balance is $50 or more. $2 monthly service fee is waived if a minimum average monthly balance of $50 is maintained. Includes 6 free withdrawals or debits per calendar month.
Offer: Interest compounded quarterly. $2 monthly service fee waived with $50 minimum average monthly balance.
0.20% interest rate · Compounded quarterly · $2 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Offers prize drawing entries in return for each time month-over-month savings balance is increased by $25 (up to 4 entries per month).
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Share savings account required with membership or checking account.
Qualified rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $25.00 deposit establishes membership. Dividends are computed and paid quarterly. No minimum balance requirement to maintain account.
No monthly fee · Effective Feb 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Detroit Lakes, MN metro
19 accounts at 7 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.10%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.10%
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Detroit Lakes, MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Mid Minnesota Federal Credit UnionCredit union · 1 branch
- Midwest BankBank · 3 branches
- Bell BankBank · 1 branch