Best high-yield savings rates

Requirements

Product: Affinity Plus membership required. No minimum balance requirement and no required term.

Requirements

Product: One Superior Money Market per membership. Membership required. Direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account and enrollment in digital statements required to earn higher dividend rate; otherwise receives 0.100% APY. No minimum balance and no minimum balance fee.

Offer: If monthly requirements are not met (applies to all balance tiers). Compounded monthly.

Requirements

Product: Affinity Plus membership required. $10 minimum balance represents membership share.

Requirements

Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).

Offer: Standard rate for any balance without relationship rate qualification.

Requirements

Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).

Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.

Requirements

Product: Requires a linked Security High Yield Checking or Security Cash Back Checking account. Limit of 1 account per Social Security number. $25.00 minimum deposit to open.

Offer: Base rate: entire daily balance earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% when qualifications on the linked checking account are not met.

Requirements

Product: Share savings account required with membership or checking account.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Membership required and subject to account requirements.

Offer: No minimum balance to open. Free to open with no monthly service charges or maintenance/transaction fees; other fees may apply. APY is variable and may change at any time; rate may change after account opening. Fees may reduce earnings.

Requirements

Product: Membership required and subject to account requirements.

Offer: $5 minimum opening deposit. No monthly service charges. APY is variable and may change at any time; rate may change after account opening. Fees may reduce earnings.

Requirements

Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.

Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number.

Offer: Applies to entire balance when linked Kasasa checking qualifications are not met during a Monthly Qualification Cycle.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.