Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Bishop, CA metro
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Desert Valleys Federal Credit UnionSuper SaverSavings · $100 min · 0.00%–2.25% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,0000.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Saver Balance APY $100 – $2,500 0.00% $2,500 – $50,000Your amount 1.75% $50,000 and up 2.25% Rate checked
More details - Desert Valleys Federal Credit UnionSuper Saver Money MarketSuper Saver Money Market
Credit union · 1 branch
1.75%APY$175 a year on $10,000Effective Oct 1, 2026
Rate checked
More details - AltaOne Federal Credit UnionTraditional Money MarketTraditional Money Market · $2,500 min · 0.20%–0.25% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must have a balance of $2,500 to open and maintain the account and to obtain the disclosed APY. Dividends calculated daily, compounded and paid monthly. Variable rate account. Maximum funding limit of up to $10,000 combined (including savings and checking deposits) when opening online; debit/credit card max $300, ACH max $10,000. Transfers/withdrawals limited to a combined total of six (6) transactions per calendar month under Regulation D.
Offer: Must have a balance of $2,500 to open and maintain the account and to obtain the disclosed APY. Dividends calculated daily, compounded and paid monthly. Variable rate account.
0.20% interest rate
Rate by balance
Rate by balance for Traditional Money Market Balance APY $2,500 – $9,999 0.20% $10,000 – $249,999Your amount 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum deposit of $5.00 required to become a member of the credit union. Funds may be used as overdraft protection for share draft/checking accounts.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Sub-share savings account allowing members to maintain multiple separate savings accounts under one account number.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable rate account; dividends calculated daily, compounded and paid quarterly. $5 minimum balance to open and maintain account. Max monthly transfer/withdrawal limits apply per Regulation D.
Offer: Variable rate account; dividends calculated daily, compounded and paid quarterly. $5 minimum balance to open and maintain account.
0.05% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Kern, Inyo, and Mono counties and selected communities in northern San Bernardino County, or immediate family member of an AltaOne member). $5 minimum balance to open and maintain account. Dividends calculated daily, compounded and paid quarterly. Variable rate account. Max monthly transfer/withdrawal limits apply per Regulation D.
Offer: Variable rate account; dividends calculated daily, compounded and paid quarterly. $5 minimum balance to open and maintain account.
0.05% interest rate · Effective Oct 6, 2026
Rate checked
More details - El Dorado Savings BankGold Money Market SavingsGold Money Market Savings · $5,000 min · 0.00%–0.10% by balance
Bank · 2 branches
0.03%APY$3 a year on $10,0000.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Gold Money Market Savings Balance APY Up to $4,999 0.00% $5,000 – $14,999Your amount 0.03% $15,000 – $24,999 0.04% $25,000 – $49,999 0.06% $50,000 – $99,999 0.08% $100,000 – $999,999 0.09% $1,000,000 and up 0.10% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: $100 minimum opening deposit. Interest is accrued daily and paid monthly on balances of $300 or more. $3 monthly fee applies if minimum balance falls below $300; fee is waived for minors.
Offer: Minimum balance to obtain APY is $300.00. Interest earned on balances of $300 or more, accrued daily and paid monthly. $3 monthly fee if minimum balance falls below $300 (waived for minors).
0.03% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - El Dorado Savings BankInvestor's Money Market CheckingInvestor's Money Market Checking · $5,000 min · 0.00%–0.10% by balance
Bank · 2 branches
0.01%APY$1 a year on $10,0000.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Investor's Money Market Checking Balance APY Up to $4,999 0.00% $5,000 – $14,999Your amount 0.01% $15,000 – $24,999 0.03% $25,000 – $49,999 0.04% $50,000 – $99,999 0.06% $100,000 – $999,999 0.08% $1,000,000 and up 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bishop, CA metro
20 accounts at 5 banks and credit unions · checked Oct 6–16
- Typical
- 0.05%
- Top 10% from
- 1.77%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.10%
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Bishop, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Desert Valleys Federal Credit UnionCredit union · 1 branch