Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Auburn, NY metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Visit local branch to open.
Offer: Variable rate account.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Keep a minimum deposit of one penny ($0.01) to open and maintain membership.
0.01% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - AmeriCU Credit UnionSecured Visa Savings Share AccountsSavings · $50 min · 0.01%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Available to members with our Secured VISA product only.
Qualified rate · 0.01% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Secured Visa Savings Share Accounts Balance APY Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - The First National Bank of GrotonMoney Market Investment Account (MMIA)Money Market Investment Account (MMIA) · $1,000 min · 0.05%–0.30% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Excludes municipal accounts. Avoid the $5 monthly service charge by maintaining a daily balance of $1,000 or more.
Offer: Compounded daily and credited on the last day of each statement cycle. Maintain a daily balance of $1,000 or more to avoid the $5 monthly service charge.
0.05% interest rate · Compounded daily · $5 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Investment Account (MMIA) Balance APY $1,000 and up 0.05% $10,000 and upYour amount 0.10% $25,000 and up 0.15% $50,000 and up 0.20% $250,000 and up 0.30% Rate checked
More details - ESL Federal Credit UnionMoney Maker AccountMoney Maker Account · $2,500 min · 0.05%–0.45% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fees or minimum balance fees. Balances qualify for the Owners' Dividend subject to eligibility. Rates are variable and paid monthly.
Offer: Minimum balance to obtain APY is $1.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Maker Account Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.25% $50,000 and up 0.45% Rate checked
More details - ESL Federal Credit UnionMoney Maker AccountSavings · $2,500 min · 0.05%–0.45% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,0000.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Maker Account Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.25% $50,000 and up 0.45% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linked First Choice Interest or First Choice Cash Back checking account. Limit of one account per customer. Monthly direct deposit/ACH credit and eStatements are required.
Offer: Applies to entire daily balance if qualifications in linked First Choice checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid the quarterly service charge of $3 by maintaining a daily balance of $50.
0.05% interest rate · Effective Sep 22, 2026
Rate checked
More details - The First National Bank of GrotonMoney Market Checking Account (MMCA)Money Market Checking Account (MMCA) · $1,000 min
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Avoid the $5 monthly service charge by maintaining a daily balance of $1,000 or more; otherwise, an additional $0.20 fee applies for each check, telephone transfer debit, and NetTeller transfer debit.
Offer: Earns interest on entire balance compounded daily and paid at statement cycle end. Avoid the $5 monthly service charge by maintaining a daily balance of $1,000 or more.
0.05% interest rate · Compounded daily · $5 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership Daily Dividend Savings Account opened with ESL membership. Dividends paid quarterly. No monthly service or minimum balance fees.
Offer: Minimum balance to obtain APY is $1. Variable rate subject to change.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person listed on the account is under 18 years old. Variable rate account.
Offer: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person is under 18 years old. Variable rate account.
0.04% interest rate · $5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Variable interest rate account. No service charges when $250 minimum balance is maintained. Minimum daily ledger balance to obtain annual percentage yield is $250. Interest compounds quarterly and is credited on the last business day of each quarter.
Offer: Minimum daily ledger balance of $250 to earn stated APY and avoid service charge. Interest compounds quarterly.
0.02% interest rate
Rate checked
More details - Chemung Canal Trust CompanyMoney Market AccountMoney Market Account · $1,000 min · 0.02%–0.03% by balance
Bank · 2 branches
0.02%APY$2 a year on $10,000Requirements
Product: Tiered interest rate based on daily ledger balance. Variable interest rate. Monthly service charge of $10 if daily ledger balance is less than $1,000. No interest paid on daily ledger balances below $1,000. Maximum six checks per month. Unlimited in-person/ATM withdrawals or automatic loan payment transfers.
Offer: Monthly service charge of $10 if daily ledger balance is less than $1,000. No interest is earned on daily ledger balances under $1,000.
0.02% interest rate · $10 monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $24,999Your amount 0.02% $25,000 and up 0.03% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Auburn, NY metro
31 accounts at 11 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Auburn, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- AmeriCU Credit UnionCredit union · 1 branch
- Auburn Community Federal Credit UnionCredit union · 3 branches
- Nucor Employee's Credit UnionCredit union · 1 branch