Compare Bank & Credit Union Rates
Best savings rates in Northern Mariana Islands
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–12 results in Commonwealth of the Northern Mariana Islands
- 2.79%APY$279 a year on $10,000
Requirements
Product: Available online for Guam and CNMI and in branches for all other regions. Online account opening required. Must be funded within 30 days of opening. Interest compounded and credited monthly. Variable rate determined by Bank of Guam.
Offer: No minimum daily balance required to obtain APY. Maintenance fee waived if enrolled in e-Statements. Must be funded within 30 days of opening. In-branch deposit fee $3.00, in-branch withdrawal fee $3.00, paper statement fee $10.00.
$5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Requires a Personal Priority Banking Gold or Platinum Checking Account. Minimum opening deposit of $10,000 must be deposited directly within 5 calendar days of opening from another financial institution (check, external transfer, or wire transfer; transfers from another FHB account do not qualify). Monthly service charge of $5 is waived if you maintain a minimum daily balance of $500 or if you qualify for the Bonus Interest Rate for the monthly cycle (by depositing at least $25 per month). $50 account closing fee applies if closed within 180 days of opening.
Offer: Combined APY (Base + Bonus) for balances less than $25,000.00 when qualifying with at least $25 deposited per monthly cycle. Rate may change after account opening.
Qualified rate · $5 monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for YesSavings Balance APY Up to $25,000Your amount 0.50% $25,000 – $100,000 1.00% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.25% $1,000,000 and up 2.35% Rate checked
More details - 0.40%APY$40 a year on $10,000with conditions
Requirements
Product: Requires a Personal Priority Banking Gold or Platinum Checking Account. Minimum opening deposit of $10,000 must be deposited directly within 5 calendar days of opening from another financial institution (check, external transfer, or wire transfer; transfers from another FHB account do not qualify). Monthly service charge of $5 is waived if you maintain a minimum daily balance of $500 or if you qualify for the Bonus Interest Rate for the monthly cycle (by depositing at least $25 per month). $50 account closing fee applies if closed within 180 days of opening.
Offer: Base APY for balances less than $25,000.00 when monthly deposit of $25 is not met. Rate may change after account opening.
Qualified rate · $5 monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for YesSavings Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 0.40% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - Bank of HawaiiBankohana Bonus Rate SavingsSavings · $100 min · 0.04%–0.05% by balance
Bank · 1 branch
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Requires a Bankohana Checking account (which can be opened with a minimum deposit of $500). No monthly service fee. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during monthly cycle.
Offer: Combined rate includes 0.02% bonus interest rate. Requires a Bankohana Checking account; contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Qualified rate · 0.04% interest rate · No monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bankohana Bonus Rate Savings Balance APY $1 and up 0.04% $10,000 and upYour amount 0.04% $25,000 and up 0.04% $100,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: For accounts opened/maintained in Guam, Saipan, & Palau.
0.03% interest rate · Effective Jul 28, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Monthly service fee of $5 waived when you meet daily ledger balance of $500 or make a deposit totaling $25 and no withdrawals for that month. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Offer: Combined rate includes 0.02% bonus interest rate. Contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Qualified rate · 0.03% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bonus Rate Savings Balance APY $1 and up 0.03% $10,000 and upYour amount 0.03% $25,000 and up 0.03% $100,000 and up 0.04% Rate checked
More details - Bank of HawaiiBankohana Bonus Rate SavingsSavings · $100 min · 0.02%–0.03% by balance
Bank · 1 branch
0.02%APY$2 a year on $10,000with conditionsRequirements
Product: Requires a Bankohana Checking account (which can be opened with a minimum deposit of $500). No monthly service fee. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during monthly cycle.
Offer: Base rate without bonus interest requirement. Requires a Bankohana Checking account.
Qualified rate · 0.02% interest rate · No monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bankohana Bonus Rate Savings Balance APY $1 and up 0.02% $10,000 and upYour amount 0.02% $25,000 and up 0.02% $100,000 and up 0.03% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Offer: For accounts opened/maintained in Guam, Saipan, & Palau.
0.02% interest rate · Effective Jul 28, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly service charge of $5 is waived if you maintain a daily balance of $300, if the primary account holder is under 18 years old, or if you auto transfer at least $25 from an FHB checking account. $50 account closing fee applies if closed within 180 days of opening.
Offer: Rate may change after account opening.
$5 monthly fee · Effective Sep 3, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly service charge of $10 is waived if you maintain a daily balance of $1,000 or an average daily balance of $2,500, or if you are a Personal Priority Banking customer (limited to one Associated Account). $50 account closing fee applies if closed within 180 days of opening.
Offer: Tier applies to balances less than $2,500. Rate may change after account opening.
$10 monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for MaxiMizer Balance APY Up to $2,500 0.02% $2,500 – $25,000Your amount 0.02% $25,000 – $100,000 0.03% $100,000 – $500,000 0.04% $500,000 – $1,000,000 0.04% $1,000,000 and up 0.05% Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Monthly service fee of $5 waived when you meet daily ledger balance of $500 or make a deposit totaling $25 and no withdrawals for that month. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Offer: Base rate without bonus interest requirement.
Qualified rate · 0.01% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bonus Rate Savings Balance APY $1 and up 0.01% $10,000 and upYour amount 0.01% $25,000 and up 0.01% $100,000 and up 0.02% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee waived with minimum daily balance / ledger balance of $300.
Offer: Monthly service fee of $5 waived when maintaining a minimum daily ledger balance of $300.
0.01% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Commonwealth of the Northern Mariana Islands
12 accounts at 3 banks and credit unions · checked Oct 15–22
- Typical
- 0.03%
- Top 10% from
- 0.49%
- Banks, typical
- 0.03%
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