Compare Bank & Credit Union Rates
Best savings rates in Jackson, MS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Jackson, MS
- 0.40%APY$40 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, volunteers, or attends school in designated counties and parishes across Mississippi, Alabama, Louisiana, Arkansas, and Tennessee.
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly. Calculated using the Average Daily Balance method. Prospective rates as of effective date.
0.40% interest rate · No monthly fee · Effective Jan 24, 2024
Rate checked
More details - Keesler Federal Credit UnionHigh Interest Money Market Account (HIMMA)High Interest Money Market Account (HIMMA) · $2,500 min · 0.30%–0.40% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open account and earn dividends. Automatic transfers limited to six per month. Dividends paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for High Interest Money Market Account (HIMMA) Balance APY $2,500 – $10,000 0.30% $10,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100. $10 membership fee upon opening. Minimum $15 balance requirement. Limited to 3 teller withdrawals and 3 ATM withdrawals per month.
0.25% interest rate · No monthly fee
Rate checked
More details - Hope Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–2.28% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: $1,000 initial deposit and minimum balance. $9.95 monthly fee, waived with $1,000 minimum balance. Six withdrawals per month. Variable-rate account; rates may change after account is opened. Rates as of 10/1/26 and subject to change.
Offer: Non-Jumbo tier. Minimum opening deposit $1,000. $9.95 monthly fee waived with $1,000 minimum balance. Variable-rate account; rates may change after the account is opened. Rates as of 10/1/26 and subject to change.
0.25% interest rate · $9.95 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.25% $100,000 – $500,000 2.28% $500,000 and up 2.28% Rate checked
More details - Hope Credit UnionTransformational DepositsTransformational Deposits · $1,000 min
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened.
Offer: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened. Transformational Deposits Non-Jumbo and Jumbo.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Earn dividends on balances greater than $500.00. Unlimited withdrawals by Teller or ATM.
0.25% interest rate · Effective Dec 31, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open multiple accounts to save for holidays, birthdays, vacations, and more. $10 minimum opening deposit.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 one-time membership fee required to establish share of ownership. $5 monthly service charge is waivable by maintaining a $100 minimum combined balance across all Mutual Credit Union accounts. Competitive dividends earned on average daily balances of $100 or more.
Offer: Dividends earned on average daily balances of $100 or more. $5 monthly service charge waived with $100 combined balance across all accounts.
$5 monthly fee
Rate checked
More details - Magnolia Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.20%–0.45% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rate account; the dividend rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. Dividend rate and APY may change monthly as determined by the Board of Directors.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $20,000Your amount 0.20% $20,000 – $500,000 0.30% $500,000 and up 0.45% Rate checked
More details - Keesler Federal Credit UnionPrimary Share SavingsSavings · $1 min · 0.15%–0.20% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Earn quarterly dividends; 0.15% for balances less than $5,000, 0.20% for balances $5,000 or more.
Offer: Paid quarterly; balances less than $5,000.
0.15% interest rate
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $5,000 0.15%* $5,000 and upYour amount 0.20%* Rate checked
More details - Keesler Federal Credit UnionAlternate Share SavingsSavings · $0 min · 0.15%–0.20% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Earn quarterly dividends; 0.15% for balances less than $5,000, 0.20% for balances $5,000 or more.
Offer: Paid quarterly; balances less than $5,000.
0.15% interest rate
Rate by balance
Rate by balance for Alternate Share Savings Balance APY Up to $5,000 0.15%* $5,000 and upYour amount 0.20%* Rate checked
More details - Mississippi DHS FCUShares (Savings)Savings · $1,000 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Dividends posted quarterly. Excess Share Withdrawal fee of $5.00 for more than 2 withdrawals in one month. Paper statements fee $2.00/month if not signed up for e-statements.
Offer: Dividends posted quarterly.
0.10% interest rate
Rate by balance
Rate by balance for Shares (Savings) Balance APY $1,000 – $5,000 0.10% $5,000 – $20,000Your amount 0.20% Over $20,000 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest earned on balances of any size. Balances that fall below $200 incur a $4 monthly service fee. Two withdrawals per monthly statement cycle, thereafter $2 per withdrawal.
0.15% interest rate · $4 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications not met.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Jackson, MS
56 accounts at 17 banks and credit unions · checked Oct 15–22
- Typical
- 0.18%
- Top 10% from
- 0.88%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Jackson, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- RiverLand Federal Credit UnionCredit union · 1 branch
- Keesler Federal Credit UnionCredit union · 6 branches
- Veritas Federal Credit UnionCredit union · 1 branch