Compare Bank & Credit Union Rates
Best savings rates in Fairbanks, AK
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Fairbanks, AK
- Global Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.20%–0.50% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: No maintenance fee. Start earning dividends with a balance of $5,000. Dividends calculated daily and credited monthly.
0.20% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 and up 0.20% $10,000 and upYour amount 0.25% $25,000 and up 0.30% $50,000 and up 0.40% $100,000 and up 0.45% $250,000 and up 0.50% Rate checked
More details - Spirit of Alaska Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.25%–1.55% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Traditional account receiving paper statements. Membership share of $5 required. Earn dividends on entire account balance, compounding daily.
Offer: Tier 1
0.25% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $5,000 0.25% $5,000 – $10,000Your amountTier 2 0.25% $10,000 – $25,000Tier 3 0.35% $25,000 – $50,000Tier 4 0.50% $50,000 – $75,000Tier 5 0.80% $75,000 – $100,000Tier 6 0.80% $100,000 – $250,000Tier 7 1.05% Over $250,000Tier 8 1.55% Rate checked
More details - Spirit of Alaska Credit Unione-Money Markete-Money Market · $2,500 min · 0.25%–1.55% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Electronic statements account. Membership share of $5 required. Earn dividends on entire account balance, compounding daily.
Offer: Tier 1
0.25% interest rate
Rate by balance
Rate by balance for e-Money Market Balance APY Up to $5,000 0.25% $5,000 – $10,000Your amountTier 2 0.25% $10,000 – $25,000Tier 3 0.35% $25,000 – $50,000Tier 4 0.50% $50,000 – $75,000Tier 5 0.80% $75,000 – $100,000Tier 6 0.80% $100,000 – $250,000Tier 7 1.05% Over $250,000Tier 8 1.55% Rate checked
More details - First National Bank AlaskaFirst Tier Savings AccountSavings · $7,500 min · 0.00%–0.25% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable-rate account with an open term. Minimum opening deposit of $7,500. Interest is compounded daily and credited on the last day of each quarter. $20 monthly fee with mailed paper statements or $19 with electronic statements; fee waived if minimum daily balance of $7,500 is maintained.
Offer: Monthly service fee is $20 with mailed paper statements or $19 with electronic statements; waived with $7,500 minimum daily balance.
0.00% interest rate · Compounded daily · $20 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for First Tier Savings Account Balance APY Up to $7,500 0.00% $7,500 – $25,000Your amount 0.15% $25,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Monthly maintenance service charge of $5.00 waived with average daily balance of $10,000+. Bonus rate applies if account is linked to Flex Checking (Power or President's Club tier), Loyalty Club, or Business Analysis Checking.
Offer: Bonus rate tier. Received if included in relationship for Flex Checking (Power or President's Club tier), Loyalty Club, or Business Analysis Checking.
Qualified rate · 0.15% interest rate · $5 monthly fee · Effective Jun 15, 2026
Rate by balance
Rate by balance for Alaska Savings Balance APY Up to $24,999Your amount 0.15% $25,000 – $49,999Standard rate tier. Monthly fee of $5 waived with average daily balance of $10,000+. 0.47% $50,000 – $99,999Standard rate tier. Monthly fee of $5 waived with average daily balance of $10,000+. 0.85% $100,000 – $249,999 1.09% $250,000 – $499,999 1.39% $500,000 – $749,999 1.58% $750,000 – $999,999 1.68% $1,000,000 and up 1.78% Rate checked
More details - 0.14%APY$14 a year on $10,000
Requirements
Product: Monthly maintenance fee of $1.50 waived with average daily collected balance of $100+.
Offer: Monthly fee of $1.50 waived with average daily collected balance of $100+.
0.10% interest rate · $1.50 monthly fee · Effective Jun 15, 2026
Rate by balance
Rate by balance for Classic Savings Balance APY Up to $2,499 0.10% $2,500 – $24,999Your amount 0.14% $25,000 – $99,999 0.16% $100,000 – $249,999 0.18% $250,000 – $499,999 0.20% $500,000 – $749,999 0.22% $750,000 and up 0.24% Rate checked
More details - First National Bank AlaskaPersonal Savings AccountSavings · $0 min · 0.08%–0.13% by balance
Bank · 2 branches
0.12%APY$12 a year on $10,000Requirements
Product: Interest is compounded daily and credited on the last day of each quarter. $3 monthly fee with mailed paper statements or $2 with electronic statements; fee waived if minimum daily balance of $300 is maintained.
Offer: Monthly service fee is $3 with mailed paper statements or $2 with electronic statements; waived with $300 minimum daily balance.
0.08% interest rate · Compounded daily · $3 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Savings Account Balance APY Up to $2,500 0.08% $2,500 – $25,000Your amount 0.12% $25,000 – $50,000 0.13% $50,000 and up 0.13% Rate checked
More details - 0.11%APY$11 a year on $10,000
Requirements
Product: Electronic documents/statements. $5.00 balance required to open and maintain membership share. Balances over $0.01 earn dividends paid monthly. Includes unlimited in-branch transactions and 6 complimentary electronic or telephone withdrawals per month.
Offer: Electronic documents. Balances over $0.01 earn dividends paid monthly. $5.00 balance required to open and maintain. No monthly maintenance fees with balance of $100 or more.
0.11% interest rate · Effective Nov 1, 2021
Rate checked
More details - 0.11%APY$11 a year on $10,000
Requirements
Product: Paper documents/statements. $5.00 balance required to open and maintain membership share. Monthly maintenance fee waived with a balance of $100 or more, with an active checking account, or for minor members. Includes 6 complimentary electronic or telephone withdrawals per month.
Offer: Paper documents. Balances over $0.01 earn dividends paid monthly. Monthly maintenance fee waived with balance of $100 or more, active checking account, or for minor members.
0.11% interest rate · Effective Nov 1, 2021
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly maintenance service charge of $5.00 waived with average daily balance of $10,000+. Bonus rate applies if account is linked to Flex Checking (Power or President's Club tier), Loyalty Club, or Business Analysis Checking.
Offer: Standard rate tier. Monthly fee of $5 waived with average daily balance of $10,000+.
Qualified rate · 0.10% interest rate · $5 monthly fee · Effective Jun 15, 2026
Rate by balance
Rate by balance for Alaska Savings Balance APY Up to $24,999Your amount 0.10% $100,000 – $249,999 0.72% $250,000 – $499,999 1.00% $500,000 – $749,999 1.10% $750,000 – $999,999 1.20% $1,000,000 and up 1.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly maintenance service charge of $10.00 waived with average daily collected balance of $5,000+.
Offer: Monthly fee of $10 waived with average daily collected balance of $5,000+.
0.10% interest rate · $10 monthly fee · Effective Jun 15, 2026
Rate by balance
Rate by balance for Performance Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.38% $50,000 – $99,999 0.48% $100,000 – $249,999 0.58% $250,000 – $499,999 0.68% $500,000 – $749,999 0.78% $750,000 – $999,999 0.83% $1,000,000 and up 0.88% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn APY is $10.
0.10% interest rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn APY is $10.
0.10% interest rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required $5 deposit to open and establish CU1 membership.
Offer: Minimum balance to earn APY is $10.
0.10% interest rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Minimum opening deposit of $500. Monthly maintenance fee of $6 is waived with a daily minimum balance of $2,000 or greater. Interest accrues daily and compounds and credits monthly; no interest is paid if the account is closed prior to the statement period. Check writing available; no ATM access.
Offer: Tier applies to balances less than $2,500. $6 monthly maintenance fee waived with daily minimum balance of $2,000 or more.
0.07% interest rate · $6 monthly fee · Effective Jun 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.07% $2,500 – $4,999 0.07% $5,000 – $24,999Your amount 0.08% $25,000 – $49,999 0.09% $50,000 – $99,999 0.11% $100,000 and up 0.11% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fairbanks, AK
37 accounts at 10 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.85%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.30%
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Fairbanks, AK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Spirit of Alaska Credit UnionCredit union · 4 branches