Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 46 in Iowa · median 11.74% APR
- 10.00%APRas low as
Terms
25 days grace period for purchases; Average Daily Balance method of computing the balance for purchases; No minimum finance charge; No transaction fee
Credit card score 81 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as
Terms
Variable interest rates as low as 10.50% APR based on creditworthiness. Variable rate subject to change after account opening. All loans subject to credit approval.
Credit card score 81 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 18.99%
10.99% APR, up to 18.99%
Terms
For Purchases. Variable APR based on the Prime Rate. No annual fee. 25-day grace period on purchases. Minimum monthly payment 2% of outstanding balance plus any overlimit amounts.
Credit card score 77 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
25-day interest-free grace period on purchases if balance is paid in full by the payment due date.
Credit card score 77 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
No balance transfer fee. 25 day interest-free grace period on purchases. Minimum payment amounts are 4% of balance each month or $10.00 per month. Rate listed as low as; actual rate may be higher based on credit history and other factors.
Credit card score 77 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.40%APRas low as · up to 22.40%
11.40% APR, up to 22.40%
Terms
Ongoing variable APR for purchases, balance transfers, and cash advances based on creditworthiness. Rate calculated as The Wall Street Journal Prime Rate plus 4.40% to 15.40% margin.
Credit card score 76 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
VARIABLE RATE INFORMATION: The Annual Percentage Rate (APR) may vary quarterly. The rate is based on the 13 Week U.S. Government Treasury Bill as stated in the Wall Street Journal on the 10th of January, April, July, and October, rounded to the next 1/4% plus a margin of 7.74% . The effective date of any changes will be on the cycle date in February, May, August and November.
Credit card score 76 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Variable APR. Prime Rate plus 4.74% currently 11.74% when you open your account based on your creditworthiness. The APR will vary with the market based on the Prime Rate. No annual fee.
Credit card score 75 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 18.00%
11.75% APR, up to 18.00%
Terms
Variable APR for purchases based on creditworthiness, not to exceed 18.00%. $0 balance transfer fee.
Credit card score 74 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 21.75%
11.75% APR, up to 21.75%
Terms
Variable purchase APR based on your creditworthiness.
Credit card score 74 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Fixed rate. No balance transfer fee. Qualified credit.
Credit card score 73 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.24%
11.90% APR, up to 18.24%
Terms
Annual Percentage Rate (APR) for Purchases: 11.65%, 12.65%, 13.65%, 16.65%, or 17.99% depending on your credit history. Variable based on the Prime Rate. $0 annual fee. (Note: Comparison table on page p75 mentions 13.40% – 17.99%).
Credit card score 73 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 23.90%
11.90% APR, up to 23.90%
Terms
Prime + 4.9% to Prime + 16.9%
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Credit card score 73 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 19.99%
11.99% APR, up to 19.99%
Terms
Variable regular purchase APR of 11.99% to 19.99% based on creditworthiness, applied after the introductory period.
Credit card score 72 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Iowa
46 banks and credit unions · checked Oct 16–22
- Typical
- 11.74%
- Top 10% up to
- 8.95%
- Banks, typical
- 15.50%
- Credit unions, typical
- 10.25%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch