Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–6 of 6 in Manitowoc, WI · median 13.94% APR
- 8.99%APRas low as
Terms
Annual Percentage Rate (APR) as low as 8.99% on purchases and cash advances. Your credit score determines your rate. Rates subject to change. No annual fee, no balance transfer fee.
Credit card score 88 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as · up to 18.49%
10.49% APR, up to 18.49%
Terms
Standard variable APR based on Prime Rate (7.00% as of 9/16/2026) plus a margin of 3.49% to 11.49% based on creditworthiness. Variable card APR maximum 27%.
Credit card score 81 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 23.90%
11.90% APR, up to 23.90%
Terms
Prime + 4.9% to Prime + 16.9%
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - Shoreline Hometown Credit UnionShoreline Hometown Platinum Mastercard · No annual fee
Credit union · 1 branch
15.99%APRas low asTerms
Rate as low as 15.99% APR for credit score 776 and above. Variable APR. Monthly minimum payment is $25 or 2.5% of balance on credit card, whichever is greater.
Credit card score 61 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Manitowoc, WI
6 banks and credit unions · checked Oct 16–22
- Typical
- 13.94%
- Top 10% up to
- 9.74%
- Banks, typical
- 17.74%
- Credit unions, typical
- 10.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Manitowoc, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Community First Credit UnionCredit union · 2 branches
- Shoreline Hometown Credit UnionCredit union · 2 branches
- UnitedOne Credit UnionCredit union · 3 branches