Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–6 of 6 in Talladega, AL metro · median 11.10% APR
- 7.80%APRas low as
Terms
APR as low as 7.80%. Rate depends on underwriting and creditworthiness.
Credit card score 95 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR as low as 9.90%. Credit limit $5,000 - $25,000. View/redeem reward points in Digital Banking > Visa Rewards.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - Coosa Pines Federal Credit UnionCoosa Pines VISA with UChoose Rewards · No annual fee
Credit union · 2 branches
9.95%APRas low asTerms
Tier based on creditworthiness. Fixed rate applies to purchases, balance transfers, and cash advances. No balance transfer or cash advance fees.
Credit card score 83 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as · up to 17.99%
12.24% APR, up to 17.99%
Terms
Variable rate ranging from 12.24% - 17.99% APR depending on credit qualifications. Minimum approved amount is $5,000.
Credit card score 71 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Talladega, AL metro
6 banks and credit unions · checked Oct 5–22
- Typical
- 11.10%
- Top 10% up to
- 8.85%
- Banks, typical
- 22.24%
- Credit unions, typical
- 9.92%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Talladega, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- AmFirstCredit union · 1 branch
- Coosa Pines Federal Credit UnionCredit union · 2 branches
- Alabama ONECredit union · 2 branches