Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–6 of 6 in East Stroudsburg, PA metro · median 14.86% APR
- 8.75%APRas low as · up to 18.00%
8.75% APR, up to 18.00%
Terms
Regular variable rate based on an evaluation of creditworthiness criteria and Wall Street Journal Prime Rate ('index') plus or minus the margin as disclosed in credit agreement. Applies to purchases, balance transfers, and cash advances. APR will not exceed 18%. Rate quoted as of 10/16/2026.
Credit card score 89 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 15.74%APRas low as · up to 23.74%
15.74% APR, up to 23.74%
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Standard variable APR as low as 18.000% based on credit history, collateral, and loan characteristics.
Credit card score 60 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in East Stroudsburg, PA metro
6 banks and credit unions · checked Oct 7–22
- Typical
- 14.86%
- Top 10% up to
- 11.24%
- Banks, typical
- 14.86%
- Credit unions, typical
- 13.38%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
East Stroudsburg, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Utilities Employees Credit UnionCredit union · 1 branch
- Peoples Security Bank & TrustBank · 1 branch