Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–4 of 4 in Decatur, IL metro · median 11.08% APR
- 8.90%APRas low as
Terms
ANNUAL PERCENTAGE RATE (APR) for Purchases.
Credit card score 89 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 16.90%
9.90% APR, up to 16.90%
Terms
Variable APR ranging from 9.9% to 16.9% depending on credit history. No annual fee. 25-day grace period on purchases.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - Land of Lincoln Credit UnionVISA Platinum Rates Credit Card · No annual fee
Credit union · 3 branches
12.25%APRas low asTerms
Lowest rate advertised; individual rate may vary based on applicant credit, payment history, collateral, term of loan, and percent of product financed.
Credit card score 71 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Decatur, IL metro
4 banks and credit unions · checked Oct 16–22
- Typical
- 11.08%
- Top 10% up to
- 9.20%
- Banks, typical
- 26.74%
- Credit unions, typical
- 9.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Decatur, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- United Equity Credit UnionCredit union · 1 branch
- Decatur Earthmover Credit UnionCredit union · 3 branches