Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 38 in Atlanta, GA metro · median 12.72% APR
- 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Rates from 8.90% to 17.90% when you open your account, based on your creditworthiness. This APR is non-variable and subject to change.
Credit card score 89 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Standard card rate applies to purchases, balance transfers, and cash advances. No annual fee. Rates subject to change based on creditworthiness and underwriting standards.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Regular APR for purchases, balance transfers, and cash advances based on creditworthiness. No penalty APR.
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - Ukrainian National Federal Credit UnionVISA Platinum Credit Card · No annual fee
Credit union · 1 branch
8.90%APRas low asCredit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Variable APR based on Prime Rate plus 3.75% as published in the Wall Street Journal as of the 17th day of each month, but will be no more than 8.9% APR (or not less than 6.75% or more than 11.9% APR per page 50 footnote). Applies to balance transfers, purchases, and cash advances. $5 cash advance fee per transaction. No balance transfer fee.
Credit card score 88 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Non-variable rate. 25-day grace period on purchases.
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Rate applies to purchases, balance transfers, and cash advances. Monthly periodic rate 0.7500%.
Credit card score 88 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Non-variable APR. Credit limit up to $20,000. No annual fees, no inactivity fees, no cash advance fees, and no cash advance additional interest charge. 25-Day Grace Period on all Purchases.
Credit card score 84 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed 9.90% APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Regular rate: After both specials. Fixed (as low as).
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Credit limit up to $15,000.00. 25-day grace period.
Credit card score 83 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 21.74%
10.74% APR, up to 21.74%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 18.00%
11.00% APR, up to 18.00%
Terms
Variable rate. Rates subject to credit score.
Credit card score 77 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Atlanta, GA metro
38 banks and credit unions · checked Oct 16–22
- Typical
- 12.72%
- Top 10% up to
- 8.90%
- Banks, typical
- 15.00%
- Credit unions, typical
- 10.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Atlanta, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 12 branches
- MembersFirst Credit UnionCredit union · 10 branches
- American Pride BankBank · 1 branch