Compare Bank & Credit Union Rates
Best credit card rates in Rhode Island
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–8 of 8 in Rhode Island · median 10.12% APR
- 8.90%APRas low as
Terms
Credit card applications are reviewed for creditworthiness to determine if a card will be issued, and if so, which type of card will be issued.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate is as low as 9.90% APR. Includes 25-day grace period, 3% of balance payment, $10,000 max line, no annual fee, and free balance transfers. Qualification restrictions apply.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 14.90%
9.90% APR, up to 14.90%
Terms
Low non-variable APRs ranging from 9.90% to 14.90% APR.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR: Prime + 2.99%.
Credit card score 73 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Fixed Rate. Same low rate for both advances and purchases. Fee-free balance transfers. Subject to credit approval. Actual credit limit is based on creditworthiness.
Credit card score 72 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Lowest ongoing purchase APR starting as low as 12.74%. Advertised rate based on a credit score of 700 or higher. Varies with the market based on Wall Street Prime and creditworthiness.
Credit card score 69 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Rhode Island
8 banks and credit unions · checked Oct 15–22
- Typical
- 10.12%
- Top 10% up to
- 9.60%
- Banks, typical
- 14.24%
- Credit unions, typical
- 10.07%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Rhode Island
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 18 branches
- Ocean State Credit UnionCredit union · 6 branches