Compare Bank & Credit Union Rates
Best credit card rates in Ohio
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 91–105 of 116 in Ohio · median 10.97% APR
- 12.90%APRas low as
Credit card score 67 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Standard variable APR after the first six months. Determined using Prime Rate plus a margin of 5.90%.
Credit card score 67
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate. Annual fee of $35.00 is waived if applicant has an account with First National Bank.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 12.95%APRas low as
Terms
Rates as low as 12.95% for 48 months term. Low fixed rate with no annual fee.
Credit card score 67 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - Miami University Community Federal Credit UnionCash Rewards VISA Gold Card · $20 annual fee
Credit union · 3 branches
12.95%APRas low asTerms
Competitive non-variable rate of 12.95% (APR) on purchases.
Credit card score 66 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 12.96%APRas low as
Terms
Standard rate of 12.96%. Line of credit range: $500.00 – $5000.00. Please call for details.
Credit card score 67 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Credit scores 680+.
Credit card score 67 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Credit card score 67 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Credit card score 67 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Fixed-rate APR. Credit limits from $500 to $10,000 based on qualifying credit.
Credit card score 66 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 20.00%
13.00% APR, up to 20.00%
Terms
Variable rate based on creditworthiness; APR varies with the market based on the Prime Rate. Programs, rates, terms and conditions subject to change without notice.
Credit card score 66 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as
Terms
Variable purchase APR adjusts to 14.99% APR after the Intro period. Calculated as Prime Rate (7.00% as of 9/17/2026) + 6.49% margin (Maximum APR 24.00%).
Credit card score 66
Rate checked · Credit cards rates on its site
Rates and branches - Ukrainian Federal Credit UnionUFCU Everyday Rewards Visa Card · No annual fee
Credit union · 1 branch
13.50%APRas low as · up to 18.00%13.50% APR, up to 18.00%
Terms
For purchases and balance transfers. Starting as low as Prime + 6.5%.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.70%APRas low as · up to 18.00%
13.70% APR, up to 18.00%
Terms
Variable APR based on Prime Rate index. Range based on creditworthiness and loan terms. Applies to purchases, balance transfers, and cash advances. No annual fee, balance transfer fee, or cash advance fee.
Credit card score 65 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as · up to 18.75%
13.75% APR, up to 18.75%
Terms
Annual percentage rate is determined by credit score. Credit qualifications and conditions apply.
Credit card score 64 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Ohio
116 banks and credit unions · checked Oct 16–22
- Typical
- 10.97%
- Top 10% up to
- 8.99%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch