Compare Bank & Credit Union Rates
Best credit card rates in Kentucky
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 47 in Kentucky · median 11.75% APR
- 6.00%APRas low as
Terms
Army/Military tier. Limit: --. Rate based on creditworthiness and term of loan.
Credit card score 99 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 8.25%APRas low as
Terms
Credit Union Grade A plus; Rate Structure: Base Rate - .50% (Base Rate 8.75% APR); VISA Credit Limit up to $15,000
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Fixed rates of 8.9%, 9.9%, 11.9%, 14.9% or 17.9% APR based on credit profile. Applies to new and outstanding balances, balance transfers, purchases, and cash advances. No annual fee, cash advance fee, or balance transfer fee.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Credit Score: 680+ (Tier A+/A)
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
As low as APR based on credit history and qualifications. Rates subject to change.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Regular APR as low as 9.75%.
Credit card score 87 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rates as low as 9.75% APR. Rate may vary depending on creditworthiness. No annual fee or balance transfer fee. Fixed/set rate.
Credit card score 87 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - Daviess County Teachers Federal Credit UnionClassic Visa Credit Cards · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
$500 minimum credit balance. $0 annual fee, $0 balance transfer fee, $0 cash advance fee. 25-day grace period for purchases. Rate as low as indicated, determined by credit report.
Credit card score 84 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 12.00%
9.90% APR, up to 12.00%
Terms
Purchases APR based on creditworthiness. Grace period is at least 25 days after the close of each billing cycle when entire balance is paid by due date.
Credit card score 84 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
No annual fee. 25-day grace period. Approval based upon credit worthiness.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
No annual fee.
Credit card score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed APR of 9.99%. 25-day grace period. 1% cash back on every purchase paid in December of each year. Credit limits $5,000 plus.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - C-Plant Federal Credit UnionMasterCard Platinum Credit Card · No annual fee
Credit union · 9 branches
10.49%APRas low as · up to 16.49%10.49% APR, up to 16.49%
Credit card score 81 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Kentucky
47 banks and credit unions · checked Oct 15–22
- Typical
- 11.75%
- Top 10% up to
- 9.30%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.94%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches