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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 of 33 results in Tennessee

  1. Consumer Credit UnionCertificate AccountsCD · 13 months

    Credit union · 8 branches

    5.00%APY$543 over 13 months on $10,000
  2. South Central BankCD SpecialsCD · 13 months · $500 min

    Bank · 1 branch

    4.45%APY$483 over 13 months on $10,000intro rate
  3. Citizens BankCertificates of Deposit (CDs)CD · 13 months · $2,500 min

    Bank · 13 branches

    4.40%APY$478 over 13 months on $10,000
  4. Paragon Bank13 month CD SpecialCD · 13 months · $1,000 min

    Bank · 5 branches

    4.39%APY$476 over 13 months on $10,000with conditions
  5. Top Carrot, Carrot Score 88
    Veritas Federal Credit UnionCertificatesCD · 13 months · $500 min

    Credit union · 1 branch

    4.37%APY$474 over 13 months on $10,000intro rate
  6. First National BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 3 branches

    4.35%APY$472 over 13 months on $10,000
  7. First South Financial13 Month CertificateCD · 13 months · $1,000 min

    Credit union · 14 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  8. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 6 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  9. Holley Credit UnionShare CertificatesCD · 13 months · $1,000 min

    Credit union · 2 branches

    4.22%APY$458 over 13 months on $10,000
  10. Independent BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 9 branches

    4.20%APY$456 over 13 months on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    Veritas Federal Credit UnionCertificatesCD · 13 months · $500 min

    Credit union · 1 branch

    4.12%APY$447 over 13 months on $10,000intro rate
  12. The Bank of MarionSpecial CDCD · 13 months · $500 min

    Bank · 1 branch

    4.10%APY$445 over 13 months on $10,000
  13. Top Carrot, Carrot Score 87
    US Community Credit Union13 Month New Member SpecialCD · 13 months · $500 min

    Credit union · 4 branches

    4.01%APY$435 over 13 months on $10,000intro rate
  14. Top Carrot, Carrot Score 89
    Eastman Credit UnionInvestment CertificatesCD · 12–23 months · $1,000 min · 4.00%–4.05% by balance

    Credit union · 22 branches

    4.00%APY
  15. Renasant BankPromotional Certificate of DepositCD · 13 months · $10,000 min

    Bank · 19 branches

    4.00%APY$434 over 13 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 13-month CDs pay in Tennessee

33 CDs at 28 banks and credit unions · checked Oct 23–Nov 13

Typical
3.75%
Top 10% from
4.39%
Banks, typical
3.30%
Credit unions, typical
4.00%

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Tennessee

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Knoxville TVA Employees Credit UnionCredit union · 24 branches
  2. LGWFCUCredit union · 1 branch
  3. Bowater Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of November 2026 | Carrot Rate