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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–5 results in Mount Sterling, KY metro

  1. Peoples Exchange Bank13-Month CD SpecialCD · 13 months

    Bank · 1 branch

    4.50%APY$488 over 13 months on $10,000intro rate
  2. Peoples Bank of KentuckyCertificates of DepositCD · 11 months · $1,000 min

    Bank · 2 branches

    4.25%APY$389 over 11 months on $10,000intro rate
  3. Community Trust Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 1 branch

    4.04%APY$234 over 7 months on $10,000intro rate
  4. The Citizens Bank15 Month CDCD · 15 months

    Bank · 2 branches

    3.79%APY$476 over 15 months on $10,000
  5. City National BankCertificate of Deposit (CD)CD · 11 months · $5,000 min

    Bank · 1 branch

    3.75%APY$343 over 11 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Mount Sterling, KY metro

14 CDs at 5 banks and credit unions · checked Oct 15–22

Typical
0.70%
Top 10% from
4.19%
Banks, typical
0.70%

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Kentucky

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 18 branches
  2. Brown Forman Employees Credit UnionCredit union · 1 branch
  3. Members Heritage CUCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate