Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–4 results in Athens, TN metro · Few institutions in Athens, TN metro: choose a wider area in the filters
- Tennessee Valley Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 2 branches
4.50%APY$450 over 1 year on $10,000Requirements
Product: Early withdrawals may incur penalties. No setup or maintenance fees.
Offer: A penalty applies for early withdrawal.
4.43% interest rate
Rate checked
More details - 4.35%APY$435 over 1 year on $10,000intro rate
Requirements
Offer: Limited-time offer. Promo rate valid during initial term only; not applicable to renewals. No minimum balance required to earn APY. Compounded quarterly. Early withdrawal penalty applies.
Promotional rate · 4.28% interest rate · Compounded quarterly · Effective Sep 24, 2026
Rate checked
More details - 3.56%APY$176 over 6 months on $10,000
Requirements
Product: Membership eligibility applies (permanent employee of Olin Corporation, Solenis, or Hiwassee River Credit Union in Charleston/Cleveland TN, or eligible family members). Early withdrawal penalty applies to all CDs.
Offer: Dividend Paid Monthly. All CDs have an early withdrawal penalty.
3.50% interest rate · Effective Mar 25, 2025
Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Athens, TN metro
21 CDs at 4 banks and credit unions · checked Oct 15
- Typical
- 3.25%
- Top 10% from
- 4.25%
- Banks, typical
- 2.13%
- Credit unions, typical
- 3.56%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Athens, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bowater Credit UnionCredit union · 3 branches
- Tennessee Valley Federal Credit UnionCredit union · 2 branches