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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Lubbock, TX

  1. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 3 Month CDCD · 3 months · $500 min

    Bank · 3 branches

    3.85%APY$95 over 3 months on $10,000
  2. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 2 branches

    3.75%APY$217 over 7 months on $10,000
  3. First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance

    Bank · 3 branches

    3.75%APY$248 over 8 months on $10,000intro rate
  4. First National Bank Texas7 Month Fixed Rate CDCD · 7 months · $500 min · 3.25%–4.20% by balance

    Bank · 3 branches

    3.50%APY$203 over 7 months on $10,000intro rate
  5. First United BankRegular Certificate of DepositCD · 12 months · $1,000 min

    Bank · 3 branches

    3.45%APY$345 over 1 year on $10,000
  6. PlainsCapital BankPersonal Certificate of DepositCD · 6 months · $1,000 min

    Bank · 8 branches

    3.33%APY$165 over 6 months on $10,000
  7. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 3 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  8. First National Bank Texas13 Month Fixed Rate CDCD · 13 months · $10,000 min · 3.25%–4.00% by balance

    Bank · 3 branches

    3.25%APY$353 over 13 months on $10,000
  9. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 2 branches

    3.15%APY$315 over 1 year on $10,000
  10. NBH BankFixed Rate 15 Month Time Deposit (Online Account Opening)CD · 15 months · $500 min

    Bank · 3 branches

    2.76%APY$346 over 15 months on $10,000
  11. First Basin Credit UnionCertificate of Deposit (CD)CD · 60 months · $1,000 min

    Credit union · 1 branch

    2.50%APY$1,314 over 60 months on $10,000
  12. First National Bank Texas1 Year (12 Month) Fixed Rate CDCD · 12 months · $500 min · 2.25%–2.75% by balance

    Bank · 3 branches

    2.25%APY$225 over 1 year on $10,000
  13. First National Bank Texas9 Month Fixed Rate CDCD · 9 months · $5,000 min

    Bank · 3 branches

    2.00%APY$150 over 9 months on $10,000
  14. First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance

    Bank · 3 branches

    1.85%APY$92 over 6 months on $10,000
  15. First National Bank Texas2 Year (24 Month) Fixed Rate CDCD · 24 months · $500 min · 1.81%–2.02% by balance

    Bank · 3 branches

    1.81%APY$365 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Lubbock, TX

221 CDs at 17 banks and credit unions · checked Oct 16–22

Typical
2.00%
Top 10% from
4.00%
Banks, typical
1.50%
Credit unions, typical
3.61%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Lubbock, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Cornerstone Capital BankBank · 7 branches
  2. Complex Community Federal Credit UnionCredit union · 2 branches
  3. UMB BankBank · 7 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate