Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Yonkers, NY
- 3.45%APY$522 over 18 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 18-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Fund up to $500,000 online and up to $1,000,000 in a branch.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Municipal Credit UnionDeposit Plus Share CertificateCD · 18 months · $250 min
Credit union · 1 branch
3.30%APY$499 over 18 months on $10,000Requirements
Product: Fixed-rate share certificate. Early withdrawal penalties apply.
Offer: Fixed rate. Additional deposits are allowed for the 18-month Deposit Plus Share Certificate.
3.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - Municipal Credit UnionSecured Visa Share CertificateCD · 18 months · $300 min
Credit union · 1 branch
3.30%APY$499 over 18 months on $10,000Requirements
Product: Fixed-rate share certificate. Early withdrawal penalties apply.
Offer: Fixed rate. Additional deposits are allowed for the 18-month Secured Visa Share Certificate.
3.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.25%APY$661 over 24 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 24-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Fund up to $500,000 online and up to $1,000,000 in a branch.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.20%APY$991 over 36 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 36-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - People's Alliance Federal Credit UnionBump-Up Share Certificate AccountCD · 18 months
Credit union · 1 branch
3.14%APY$475 over 18 months on $10,000Requirements
Product: Fixed rate with bump-up option. Dividends are earned daily, compounded and credited monthly. Penalty of 30 days' dividends for early withdrawal of principal balance. Renews automatically at maturity with a 7 calendar day grace period.
3.10% interest rate · Effective Sep 26, 2026
Rate checked
More details - 3.05%APY$1,277 over 48 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 48-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 60-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Not listed on the main CD rates landing page.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 1.99%APY$199 over 1 year on $10,000
Requirements
Product: A Lucky Savers Account is a 12 month Building Share Certificate for PAFCU Members 18 years and older. Fixed rate certificate.
1.97% interest rate · Effective Oct 10, 2026
Rate checked
More details - People's Alliance Federal Credit UnionBuilding Share Certificate AccountCD · 12 months
Credit union · 1 branch
1.99%APY$199 over 1 year on $10,000Requirements
Product: Fixed rate. Dividends compounded and credited monthly. Penalty of 30 days' dividends for early withdrawal of funds before maturity. Renews automatically at maturity with a 7 calendar day grace period.
1.97% interest rate · Effective Sep 26, 2026
Rate checked
More details - People's Alliance Federal Credit UnionEducation Share CertificateCD · 12 months
Credit union · 1 branch
1.99%APY$199 over 1 year on $10,000Requirements
Product: Fixed rate certificate.
1.97% interest rate · Effective Sep 26, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 5 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.51%APY$75 over 6 months on $10,000
Requirements
Product: The minimum deposit to open a Certificate of Deposit is $2,500. A monthly service charge may be imposed if the balance goes below the minimum balance requirement or a penalty for early withdrawals may be imposed.
Offer: A monthly service charge may be imposed if the balance goes below the minimum balance requirement or a penalty for early withdrawals on certificate of deposit accounts may be imposed. Fees could reduce earnings.
1.50% interest rate · Effective Dec 11, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Yonkers, NY
186 CDs at 11 banks and credit unions · checked Oct 16–22
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 1.02%
- Credit unions, typical
- 3.33%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches