Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Eureka, MO
- 4.60%APY$189 over 5 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal.
Offer: New Money Only - funds not currently held on deposit with FMB. Interest compounded monthly. At maturity, renews to a 3-Month term. Penalty for early withdrawal.
4.51% interest rate · Compounded monthly · Effective Sep 22, 2026
Rate checked
More details - 4.30%APY$2,343 over 60 months on $10,000
4.23% interest rate · Effective May 19, 2026
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More details - 4.25%APY$246 over 7 months on $10,000
Requirements
Offer: Quarterly compounding
4.18% interest rate · Effective Oct 9, 2026
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More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - Vantage Credit UnionPromotional Certificate of DepositCD · 11 months · $2,000 min
Credit union · 1 branch
4.00%APY$366 over 11 months on $10,000intro rateRequirements
Product: Membership eligibility required. Promotional certificate of deposit. Account is subject to penalty for early withdrawal. Fees could reduce earnings.
Offer: Must be funded with money that has not been on deposit with Vantage Credit Union for 30 days prior to opening. Traditional and Roth IRA CDs not available.
Promotional rate · Effective Sep 1, 2026
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More details - First Community Credit UnionCertificates of Deposit (CDs)CD · 12 months · $500 min
Credit union · 1 branch
4.00%APY$400 over 1 year on $10,000Requirements
Product: Federally insured by NCUA. Early withdrawal penalties apply. No setup or maintenance fees. $1 share deposit required; must qualify for membership.
Offer: Compounding and crediting at maturity. Early withdrawal penalties apply.
Effective Oct 9, 2026
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More details - Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance
Bank · 1 branch
3.85%APY$583 over 18 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 18 Month Promotional CD Balance APY Up to $9,998 0.03% $9,999 – $24,998Your amount 3.85% $24,999 – $49,998 3.85% $49,999 and up 3.85% Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 1 branch
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: Membership eligibility required. Fixed interest compounds monthly. Subject to early withdrawal penalty. Fees could reduce earnings.
Effective Sep 1, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.15%APY$975 over 36 months on $10,000intro rate
Requirements
Product: Membership eligibility required. Allows one rate step-up increase during the 36-month term. When CD automatically renews for another three-year term, member has another opportunity to step up the rate. New APY and interest postings become effective on next statement after request.
Offer: One rate increase during 36-month term.
Promotional rate · Effective Sep 1, 2026
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More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
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More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Offer: Quarterly compounding
2.96% interest rate · Effective Oct 9, 2026
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More details - 2.75%APY$558 over 24 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawals. Flexible terms from 3 months to 5 years. FDIC-insured.
2.71% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Eureka, MO
179 CDs at 10 banks and credit unions · checked Oct 16–22
- Typical
- 1.50%
- Top 10% from
- 3.81%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.50%
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St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch