Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in New Bedford, MA
- 3.25%APY$188 over 7 months on $10,000with conditions
Requirements
Product: Promotional offer may be withdrawn at any time. Can be opened at branch locations, not online. Must be opened with new funds (funds from an existing BankFive account will not be accepted). Up to $1,000,000 per account may be deposited for promotional rate. A personal checking account (new or existing) must be open and have monthly direct deposit established to obtain the 7 Month Statement CD. Account will renew into a 6 Month CD at end of term.
Offer: A personal checking account (new or existing) must be open and have monthly direct deposit established. Must be opened with new funds. In-branch opening only.
Qualified rate · 3.20% interest rate · Balance cap $1,000,000 · Effective Oct 15, 2026
Rate checked
More details - 3.25%APY$491 over 18 months on $10,000
Requirements
Product: Early withdrawal penalty equals 180 days interest on principal amount withdrawn.
3.20% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.00%APY$74 over 3 months on $10,000intro rate
Requirements
Product: Promotional offer may be withdrawn at any time. Must be opened with new funds (funds from an existing BankFive account will not be accepted). Up to $1,000,000 per account may be deposited for promotional rate. Can be opened in-branch or online. Account will automatically renew into a 3 Month Statement CD at maturity. Early withdrawal penalty applies (30 days interest on principal amount withdrawn).
Offer: Must be opened with new money (funds from an existing BankFive account will not be accepted). Up to $1,000,000 maximum deposit for promotional rate.
Promotional rate · 2.96% interest rate · Balance cap $1,000,000 · Effective Oct 15, 2026
Rate checked
More details - 3.00%APY$149 over 6 months on $10,000intro rate
Requirements
Product: Promotional offer may be withdrawn at any time. Must be opened with new funds (funds from an existing BankFive account will not be accepted). Up to $1,000,000 per account may be deposited for promotional rate. Can be opened in-branch or online. Early withdrawal penalty equals 90 days interest on principal amount withdrawn.
Offer: Must be opened with new money (funds from an existing BankFive account will not be accepted). Up to $1,000,000 maximum deposit for promotional rate.
Promotional rate · 2.96% interest rate · Balance cap $1,000,000 · Effective Oct 15, 2026
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More details - 3.00%APY$609 over 24 months on $10,000
Requirements
Product: Early withdrawal penalty equals 180 days interest on principal amount withdrawn.
2.96% interest rate · Effective Oct 15, 2026
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More details - 2.50%APY$124 over 6 months on $10,000
Requirements
Product: Automatically renewable account at maturity. Early withdrawal penalty equals 30 days interest on the principal amount withdrawn.
2.47% interest rate · Effective Oct 15, 2026
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More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty equals 90 days interest on principal amount withdrawn.
1.00% interest rate · Effective Oct 15, 2026
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More details - 0.90%APY$365 over 48 months on $10,000
Requirements
Product: Early withdrawal penalty equals 180 days interest on principal amount withdrawn.
0.90% interest rate · Effective Oct 15, 2026
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More details - 0.75%APY$227 over 36 months on $10,000
Requirements
Product: Early withdrawal penalty equals 180 days interest on principal amount withdrawn.
0.75% interest rate · Effective Oct 15, 2026
Rate checked
More details - First Citizens Federal Credit UnionTerm CertificateCD · 36 months · $500 min
Credit union · 3 branches
0.75%APY$227 over 36 months on $10,000Requirements
Product: Dividends compounded and paid monthly. Penalties may be imposed for early withdrawal. Rates subject to approval and change at any time. No annual maintenance fees.
0.75% interest rate · Effective Mar 24, 2020
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More details - 0.65%APY$329 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty equals 180 days interest on principal amount withdrawn.
0.65% interest rate · Effective Oct 15, 2026
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More details - Taunton Federal Credit UnionMoney Maker Plus Term Share CertificateCD · 12 months · $250 min
Credit union · 2 branches
0.50%APY$50 over 1 year on $10,000with conditionsRequirements
Product: Certificate requires an existing payroll or ACH deposit at TFed. Not valid for qualified funds (IRA). Minimum opening deposit of $250 required to earn APY, unless waived for TFed at Work participants. If payroll is not deposited into the certificate within 90 days, rate adjusts to the standard savings rate based on account balance. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Automatically renews at prevailing rate upon maturity.
Offer: Requires minimum payroll deposit of $100 weekly, $200 biweekly, or $400 monthly. Requires existing payroll or ACH deposit at TFed. Minimum opening deposit of $250 to earn APY unless waived for TFed at Work participants. Rate adjusts to standard savings rate if payroll not deposited within 90 days. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Upon maturity, renews at prevailing rate.
Qualified rate · 0.50% interest rate · Effective Sep 14, 2026
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More details - Taunton Federal Credit UnionMoney Maker Term Share CertificateCD · 12 months · $250 min
Credit union · 2 branches
0.45%APY$45 over 1 year on $10,000with conditionsRequirements
Product: Certificate requires an existing payroll or ACH deposit at TFed. Not valid for qualified funds (IRA). Minimum opening deposit of $250 required to earn APY, unless waived for TFed at Work participants. If payroll is not deposited into the certificate within 90 days, rate adjusts to the standard savings rate based on account balance. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Automatically renews at prevailing rate upon maturity.
Offer: Requires minimum payroll deposit of $25 weekly, $50 biweekly, or $100 monthly. Requires existing payroll or ACH deposit at TFed. Minimum opening deposit of $250 to earn APY unless waived for TFed at Work participants. Rate adjusts to standard savings rate if payroll not deposited within 90 days. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Upon maturity, renews at prevailing rate.
Qualified rate · 0.45% interest rate · Effective Sep 14, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in New Bedford, MA
200 CDs at 13 banks and credit unions · checked Oct 4–16
- Typical
- 1.50%
- Top 10% from
- 3.75%
- Banks, typical
- 1.88%
- Credit unions, typical
- 1.05%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches