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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–21 results in Framingham, MA
- St. Mary's Credit UnionRelationship Bump-Up CertificatesCD · 30 months · $500 min
Credit union · 1 branch
2.75%APY$702 over 30 months on $10,000with conditionsRequirements
Product: Consumer accounts only. St. Mary's Credit Union membership eligibility required. Must maintain all requirements of the Relationship Checking account to obtain preferred Relationship Certificate rates. One bump-up in rate is allowed per 30-Month term (must request the bump-up). 30 month bump-up Certificate automatically renews to a 30 month Certificate. Subject to early withdrawal penalties. Deposits cannot be made during the term of the account.
Offer: Requires maintaining all requirements of Relationship Checking account. One bump-up in rate allowed per 30-Month term upon request.
Qualified rate · 2.68% interest rate
Rate checked
More details - 2.50%APY$637 over 30 months on $10,000intro rate
Requirements
Product: Consumer accounts only. St. Mary's Credit Union membership eligibility required. One bump-up in rate is allowed per 30-Month term. Subject to early withdrawal penalties. Renews automatically upon maturity. Deposits cannot be made during the term of the account.
Offer: One bump-up in rate allowed per 30-Month term.
Promotional rate · 2.44% interest rate
Rate checked
More details - 2.02%APY$219 over 13 months on $10,000
Requirements
Product: Rates on term accounts are guaranteed for the length of the term. Except where noted, interest is paid and compounded monthly. Fees could reduce earnings. Penalty for early withdrawal may apply.
Offer: Statement only. Interest paid and compounded monthly. Guaranteed for length of term. Early withdrawal penalty may apply.
2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$30 over 9 months on $10,000
Requirements
Product: Guaranteed for length of term. Interest paid and compounded monthly. Early withdrawal penalty may apply.
Offer: Interest paid and compounded monthly. Guaranteed for length of term. Early withdrawal penalty may apply.
0.40% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Framingham, MA
198 CDs at 10 banks and credit unions · checked Oct 15–22
- Typical
- 2.39%
- Top 10% from
- 3.90%
- Banks, typical
- 0.55%
- Credit unions, typical
- 3.25%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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