Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–27 results in South Bend, IN
- 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Dividends compound and are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends. Early withdrawal penalty applies.
Offer: Early withdrawal penalty is 90 days' dividends.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.04%APY$1,968 over 72 months on $10,000
Requirements
Product: Must be an Everwise member ($5 initial Share deposit required). Minimum balance required to earn APY is $500. Early withdrawal penalty may apply, which may reduce earnings.
Offer: Minimum balance required to earn APY is $500. Early withdrawal penalty may apply.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.75%APY$91 over 4 months on $10,000
Requirements
Product: Penalty for early withdrawal. Deposits and withdrawals not allowed.
Offer: Penalty for early withdrawal.
Effective Oct 4, 2026
Rate checked
More details - 2.65%APY$400 over 18 months on $10,000
Requirements
Product: Unlimited deposits and up to one withdrawal per month allowed. Penalty for early withdrawal.
Offer: Unlimited deposits and up to one withdrawal per month. Penalty for early withdrawal.
Effective Oct 4, 2026
Rate checked
More details - 2.40%APY$995 over 48 months on $10,000
Requirements
Product: Allows withdrawal and reinvestment of deposit once without penalty, as long as new CD's term equals time remaining in original Rate-Riser CD. Deposits and withdrawals not allowed otherwise. Penalty for early withdrawal.
Offer: Allows one penalty-free withdrawal and reinvestment for remaining term. Penalty for early withdrawal.
Effective Oct 5, 2026
Rate checked
More details - 2.25%APY$690 over 36 months on $10,000intro rate
Requirements
Product: Ability to withdraw funds without penalty at any six month interval.
Offer: New Money rate for 6th Six Months interval.
Promotional rate · 2.23% interest rate · Effective Jun 16, 2026
Rate checked
More details - 2.25%APY$1,177 over 60 months on $10,000intro rate
Requirements
Product: Ability to withdraw funds without penalty at any one year interval.
Offer: New Money rate for 5th Year interval.
Promotional rate · 2.23% interest rate · Effective Jun 16, 2026
Rate checked
More details - 2.10%APY$643 over 36 months on $10,000
Requirements
Product: Early withdrawal penalty may apply. Rates may change after account is opened. Pairing with Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
Balance cap $1,000,000 · Effective Oct 1, 2026
Rate checked
More details - 1.70%APY$170 over 1 year on $10,000with conditions
Requirements
Product: Early withdrawal penalty may apply. Rates may change after account is opened. Pairing with Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
Qualified rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited deposits and up to one withdrawal per month allowed. Penalty for early withdrawal.
Offer: Unlimited deposits and up to one withdrawal per month. Penalty for early withdrawal.
Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in South Bend, IN
227 CDs at 16 banks and credit unions · checked Oct 15–22
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
South Bend, IN-MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 7 branches
- TLCU FinancialCredit union · 1 branch
- Everwise Credit UnionCredit union · 10 branches