Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–14 results in Ottumwa, IA

  1. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 1 branch

    4.40%APY$667 over 18 months on $10,000
  2. South Ottumwa Savings BankCD Rates – AllCD · 13 months · $500 min

    Bank · 2 branches

    4.31%APY$468 over 13 months on $10,000intro rate
  3. South Ottumwa Savings BankCD Rates – West LibertyCD · 13 months · $500 min

    Bank · 2 branches

    4.31%APY$468 over 13 months on $10,000intro rate
  4. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000with conditions
  5. Community 1st Credit Union13-Month Certificate Account SpecialCD · 13 months · $1,000 min

    Credit union · 4 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  6. Top Carrot, Carrot Score 87
    Iowa State BankCertificate of Deposit (CD)CD · 18 months · $1,000 min

    Bank · 1 branch

    4.04%APY$612 over 18 months on $10,000
  7. River Community CUCertificates of DepositCD · 24 months · $1,000 min · 3.14%–3.40% by balance

    Credit union · 1 branch

    3.40%APY$692 over 24 months on $10,000
  8. Community 1st Credit UnionCertificate AccountsCD · 60 months · $500 min · 3.20%–3.55% by balance

    Credit union · 4 branches

    3.30%APY$1,763 over 60 months on $10,000
  9. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  10. Community 1st Credit Union12 Month Dollar Dog Certificate AccountCD · 12 months · $250 min

    Credit union · 4 branches

    2.75%APY$275 over 1 year on $10,000
  11. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 1 branch

    1.76%APYwith conditions
  12. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 1 branch

    0.40%APY$202 over 60 months on $10,000
  13. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 1 branch

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  14. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 1 branch

    0.25%APY$126 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Ottumwa, IA

91 CDs at 7 banks and credit unions · checked Oct 6–22

Typical
1.51%
Top 10% from
4.10%
Banks, typical
1.01%
Credit unions, typical
3.30%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Ottumwa, IA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Empeople Credit UnionCredit union · 1 branch
  2. Iowa State BankBank · 1 branch
See all ranked institutions

CD rates by state