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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–19 results in Kailua, HI

  1. Bank of HawaiiBankohana Standard Rate CDCD · 3 months · $2,500 min

    Bank · 1 branch

    2.25%APY$56 over 3 months on $10,000with conditions
  2. Bank of HawaiiStandard Rate CDCD · 3 months · $2,500 min · 2.15%–2.25% by balance

    Bank · 1 branch

    2.15%APY$53 over 3 months on $10,000
  3. Central Pacific BankSmart Saver Certificates of DepositCD · 36 months · $1,000 min

    Bank · 1 branch

    0.13%APY$39 over 36 months on $10,000with conditions
  4. Central Pacific BankCertificates of Deposit (CD)CD · 60–96 months · $500 min

    Bank · 1 branch

    0.13%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Kailua, HI

128 CDs at 8 banks and credit unions · checked Oct 15–22

Typical
1.98%
Top 10% from
3.78%
Banks, typical
0.30%
Credit unions, typical
3.60%

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Urban Honolulu, HI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. PenFed Credit UnionCredit union · 2 branches
  2. Finance FactorsBank · 9 branches
  3. Navy Federal Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate