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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Tampa, FL metro

  1. Top Carrot, Carrot Score 88
    Tampa Postal Federal Credit UnionStep Share Certificate AccountsCD · 36 months · $500 min

    Credit union · 3 branches

    2.75%APY$848 over 36 months on $10,000intro rate
  2. Top Carrot, Carrot Score 97
    Climate First Bank15-Month Flex CDCD · 15 months · $500 min

    Bank · 1 branch

    2.69%APY$337 over 15 months on $10,000
  3. Metro Federal Credit UnionPayroll Share Certificate - Funded by Payroll Deposit OnlyCD · 48 months · $0 min

    Credit union · 1 branch

    2.63%APY$1,094 over 48 months on $10,000
  4. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 6 branches

    2.50%APYintro rate
  5. INBPremier CD (Rising Rate Y)CD · 48 months · $1,000 min

    Bank · 1 branch

    2.12%APY$875 over 48 months on $10,000with conditions
  6. INBCD (Rising Rate Z)CD · 48 months · $1,000 min

    Bank · 1 branch

    1.85%APY$761 over 48 months on $10,000intro rate
  7. INBCDCD · 60 months · $1,000 min · 1.85%–1.95% by balance

    Bank · 1 branch

    1.85%APY$960 over 60 months on $10,000
  8. INBCD (5 year)CD · 60 months · $1,000 min · 1.85%–1.95% by balance

    Bank · 1 branch

    1.85%APY$960 over 60 months on $10,000
  9. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 59 branches

    1.76%APYwith conditions
  10. INBCD (42 Mos)CD · 42 months · $1,000 min · 1.65%–1.75% by balance

    Bank · 1 branch

    1.65%APY$590 over 42 months on $10,000
  11. INBPremier CD (Rising Rate C)CD · 24 months · $1,000 min

    Bank · 1 branch

    1.53%APY$308 over 24 months on $10,000with conditions
  12. INBCD (2 year)CD · 24 months · $1,000 min · 1.45%–1.55% by balance

    Bank · 1 branch

    1.45%APY$292 over 24 months on $10,000
  13. INBCD (1 year)CD · 12 months · $1,000 min · 1.25%–1.35% by balance

    Bank · 1 branch

    1.25%APY$125 over 1 year on $10,000
  14. INBCD (Rising Rate G)CD · 24 months · $1,000 min

    Bank · 1 branch

    1.22%APY$245 over 24 months on $10,000intro rate
  15. FLCBankCertificate of DepositCD · 48 months · $2,000 min

    Bank · 1 branch

    0.55%APY$222 over 48 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Tampa, FL metro

610 CDs at 56 banks and credit unions · checked Oct 4–22

Typical
3.22%
Top 10% from
4.06%
Banks, typical
1.85%
Credit unions, typical
3.50%

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Tampa, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Oxford Federal Credit UnionCredit union · 1 branch
  2. Climate First BankBank · 1 branch
  3. Suncoast Credit UnionCredit union · 30 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate