Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Springfield, MA metro
- 3.04%APY$724 over 28 months on $10,000
Requirements
Product: Online account opening disclosure for 28 Month Certificate of Deposit. Must maintain minimum daily balance of $500.00 to obtain APY. Early withdrawal penalty applies. Automatically renews into a 2-year certificate.
Offer: Automatically renews into a 2-year certificate at maturity.
3.00% interest rate
Rate checked
More details - 3.04%APY$1,105 over 42 months on $10,000intro rate
Requirements
Product: Online account opening disclosure for 42 Month Certificate of Deposit Special. Must maintain minimum daily balance of $500.00 to obtain APY. Early withdrawal penalty applies. Automatically renews into a 3-year certificate.
Offer: Automatically renews into a 3-year certificate at maturity.
Promotional rate · 3.00% interest rate
Rate checked
More details - 3.04%APY$1,500 over 56 months on $10,000
Requirements
Product: Online account opening disclosure for 56 Month Certificate of Deposit. Must maintain minimum daily balance of $500.00 to obtain APY. Early withdrawal penalty applies. Automatically renews into a 4-year certificate.
Offer: Automatically renews into a 4-year certificate at maturity.
3.00% interest rate
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Interest is compounded daily and credited monthly. An interest penalty may be imposed for early withdrawals for time deposits and IRAs. Minimum to open $500.
2.96% interest rate · Compounded daily · Effective Oct 31, 2025
Rate checked
More details - 2.75%APY$1,453 over 60 months on $10,000
Requirements
Product: Special anniversary certificate rates celebrating 100 years.
Effective Jul 19, 2022
Rate checked
More details - 1.56%APY$475 over 36 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawals.
Offer: A penalty may be imposed for early withdrawals.
1.55% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$406 over 48 months on $10,000
Requirements
Product: Online account opening disclosure for 4 Year Certificate of Deposit. Must maintain minimum daily balance of $500.00 to obtain APY. No additional deposits allowed. Early withdrawal penalty of 6 months' interest.
1.00% interest rate
Rate checked
More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: Online account opening disclosure for 5 Year Certificate of Deposit. Must maintain minimum daily balance of $500.00 to obtain APY. No additional deposits allowed. Early withdrawal penalty of 6 months' interest.
1.00% interest rate
Rate checked
More details - 0.75%APY$227 over 36 months on $10,000
Requirements
Product: Online account opening disclosure for 3 Year Certificate of Deposit. Must maintain minimum daily balance of $500.00 to obtain APY. No additional deposits allowed. Early withdrawal penalty of 6 months' interest.
0.75% interest rate
Rate checked
More details - 0.66%APY$334 over 60 months on $10,000
Requirements
Product: Not eligible for IRAs. Available for individuals only. Membership open to individuals who live, work, worship or attend school in Hampden, Hampshire, Berkshire and Franklin counties in MA and Hartford, Litchfield and Tolland counties in CT.
0.65% interest rate · Balance cap $250,000 · Effective Jan 15, 2026
Rate checked
More details - 0.50%APY$50 over 1 year on $10,000
Requirements
Product: Online account opening disclosure for 12 Month Certificate of Deposit. Must maintain a minimum balance of $500.00 each day to obtain disclosed APY. No additional deposits allowed. Early withdrawal penalty of 3 months' interest. Automatically renews for an identical period.
0.50% interest rate
Rate checked
More details - 0.50%APY$100 over 24 months on $10,000
Requirements
Product: Online account opening disclosure for 2 Year Certificate of Deposit. Must maintain minimum daily balance of $500.00 to obtain APY. No additional deposits allowed. Early withdrawal penalty of 6 months' interest.
0.50% interest rate
Rate checked
More details - 0.30%APY$75 over 30 months on $10,000
Requirements
Product: Fixed rates throughout the term. Substantial early withdrawal penalty applies. Automatic renewal.
Offer: Early withdrawal penalty applies. Fixed rate throughout the term.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$19 over 9 months on $10,000
Requirements
Product: Online account opening disclosure for 09 Month Certificate of Deposit. Must maintain minimum daily balance of $500.00 to obtain APY. No additional deposits allowed. Early withdrawal penalty applies.
0.25% interest rate
Rate checked
More details - 0.10%APY$2 over 3 months on $10,000
Requirements
Product: Online account opening disclosure for 03 Month Certificate of Deposit. Must maintain minimum daily balance of $500.00 to obtain APY. No additional deposits allowed. Early withdrawal penalty of 3 months' interest.
0.10% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Springfield, MA metro
298 CDs at 23 banks and credit unions · checked Sep 18–Oct 22
- Typical
- 1.76%
- Top 10% from
- 3.81%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.30%
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Springfield, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMassFiveCredit union · 1 branch
- MASSMUTUALCredit union · 1 branch
- BrightBridge Credit UnionCredit union · 3 branches