Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–8 results in Rome, GA metro
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.20%APY$858 over 24 months on $10,000
Requirements
Product: Dividends compounded quarterly. The Annual Percentage Yield (APY) and interest rate assume that interest is to be added to the principal and remain in the account until the maturity of the certificate. An early withdrawal penalty of 2% of the principal balance or 1 year of interest, whichever is less, will apply if any funds are withdrawn from the certificate before the maturity date.
Offer: Dividends compounded quarterly. Early withdrawal penalty applies.
4.14% interest rate · Compounded quarterly · Effective Sep 21, 2026
Rate checked
More details - LGE Community Credit UnionCertificates / CDCD · 18 months · $1,000 min · 4.10%–4.21% by balance
Credit union · 1 branch
4.10%APY$621 over 18 months on $10,000Requirements
Product: Membership eligibility required. Minimum opening deposit amount starts at $1,000.00. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.
Offer: Early withdrawal penalty: 90 Days Dividends.
4.02% interest rate · Compounded monthly · Effective Sep 25, 2026
Rate by balance
Rate by balance for Certificates / CD Balance APY $1,000 and upYour amount 4.10% $100,000 and up 4.21% $250,000 and up 4.21% Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: You must be a member to open a Certificate of Deposit. Penalty may apply for early withdrawals. Fees may reduce earnings. APY assumes interest remains on deposit until maturity. Option to automatically renew at maturity.
4.02% interest rate · Effective Oct 1, 2026
Rate checked
More details - LGE Community Credit UnionBump Rate CertificateCD · 55 months · $1,000 min · 4.05%–4.16% by balance
Credit union · 1 branch
4.05%APY$1,996 over 55 months on $10,000Requirements
Product: Bump-rate CDs allow you to 'bump' your rate one time during the term of your certificate. IRAs are not eligible for Bump Rate Certificates. Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding. Minimum opening deposit amount starts at $1,000.00.
Offer: Early withdrawal penalty: 450 Days Dividends. Allows rate bump one time during term.
3.97% interest rate · Compounded monthly · Effective Sep 25, 2026
Rate by balance
Rate by balance for Bump Rate Certificate Balance APY $1,000 and upYour amount 4.05% $100,000 and up 4.16% $250,000 and up 4.16% Rate checked
More details - 3.80%APY$252 over 8 months on $10,000with conditions
Requirements
Product: Interest earned is compounded daily and credited monthly. Subject to early withdrawal penalty. Automatically renews on maturity date.
Offer: Early withdrawal penalty: terms 12 months or less subject to an amount equal to 91 days of interest earned or that could have been earned. 10-day grace period after maturity to withdraw funds without penalty. Maximum Relationship Rate shown.
Qualified rate · Compounded daily · Effective Sep 24, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Coosa Valley Credit UnionShare Certificate AccountCD · 60 months · $500 min
Credit union · 2 branches
1.00%APY$510 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited monthly. Account withdrawal limitations apply.
Offer: Fixed rate type. Dividends compounded and credited monthly. Account withdrawal limitations apply.
1.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Rome, GA metro
59 CDs at 6 banks and credit unions · checked Oct 22
- Typical
- 3.35%
- Top 10% from
- 4.10%
- Banks, typical
- 1.26%
- Credit unions, typical
- 3.90%
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Rome, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Family Savings Credit UnionCredit union · 1 branch