Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–24 results in Pella, IA metro
- 3.25%APY$1,365 over 48 months on $10,000
Requirements
Product: $1,000 Minimum Deposit. Interest compounded and credited semi-annually. Withdrawal without penalty allowed once per calendar year up to 10% of the current balance. Not available on public funds, IRA, or HSA Accounts.
Offer: Interest compounded and credited semi-annually. Penalty-free withdrawal allowed once per calendar year up to 10% of balance.
3.22% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 2.90%APY$741 over 30 months on $10,000with conditions
Requirements
Product: Offers an option to increase the rate one time during the term based on current rates; additional funds may be added up to initial deposit amount in $1,000 increments at time of increase. Interest compounded and credited quarterly using daily balance method. Penalty for early withdrawal: 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
Qualified rate · 2.87% interest rate · Effective Sep 23, 2026
Rate checked
More details - Community 1st Credit Union12 Month Dollar Dog Certificate AccountCD · 12 months · $250 min
Credit union · 2 branches
2.75%APY$275 over 1 year on $10,000Requirements
Product: Dividends compounded and credited quarterly. Calculated by daily balance method. Penalties may be imposed for withdrawal of funds before maturity.
2.72% interest rate · Effective Jul 22, 2024
Rate checked
More details - 2.02%APY$942 over 54 months on $10,000
Requirements
Product: Quarterly compounding. Penalty will be imposed for early withdrawal.
Offer: Quarterly compounding. Early withdrawal penalty applies.
2.00% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for CD Term Balance APY $500 and upYour amount 2.02% $75,000 and up 2.17% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pella, IA metro
145 CDs at 11 banks and credit unions · checked Oct 6–22
- Typical
- 3.15%
- Top 10% from
- 4.10%
- Banks, typical
- 3.25%
- Credit unions, typical
- 2.95%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch