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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–37 results in Lebanon, PA metro
- Members 1st Federal Credit Union24-Month Bump Up CertificateCD · 24 months · $500 min · 1.30%–1.65% by balance
Credit union · 2 branches
1.35%APY$272 over 24 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Allows a one-time rate increase during the original term. Automatically renews as a standard certificate without bump-up option. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.29% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for 24-Month Bump Up Certificate Balance APY $500 – $10,000 1.30% $10,000 – $50,000Your amount 1.35% $50,000 – $75,000 1.40% $75,000 – $100,000 1.50% $100,000 – $500,000 1.60% $500,000 – $1,000,000 1.60% $1,000,000 and up 1.65% Rate checked
More details - Members 1st Federal Credit Union12-Month CertificateCD · 12 months · $500 min · 1.15%–1.50% by balance
Credit union · 2 branches
1.20%APY$120 over 1 year on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.14% interest rate
Rate by balance
Rate by balance for 12-Month Certificate Balance APY $500 – $10,000 1.15% $10,000 – $50,000Your amount 1.20% $50,000 – $75,000 1.25% $75,000 – $100,000 1.35% $100,000 – $500,000 1.45% $500,000 – $1,000,000 1.45% $1,000,000 and up 1.50% Rate checked
More details - Ephrata National BankCertificate of DepositCD · 7–11 months · $500 min · 1.15%–1.26% by balance
Bank · 1 branch
1.15%APYRequirements
Product: Rates are effective as of December 15, 2025 and are subject to change without notice. Penalties assessed on early withdrawals. APY assumes interest remains on deposit until maturity. Fees may reduce earnings.
Offer: 7-11 Month CD
1.15% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and upYour amount 1.15% $100,000 and up 1.26% Rate checked
More details - Members 1st Federal Credit Union12-Month Bump Up CertificateCD · 12 months · $500 min · 1.05%–1.40% by balance
Credit union · 2 branches
1.10%APY$110 over 1 year on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Allows a one-time rate increase during the original term. Automatically renews as a standard certificate without bump-up option. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.05% interest rate
Rate by balance
Rate by balance for 12-Month Bump Up Certificate Balance APY $500 – $10,000 1.05% $10,000 – $50,000Your amount 1.10% $50,000 – $75,000 1.15% $75,000 – $100,000 1.25% $100,000 – $500,000 1.35% $500,000 – $1,000,000 1.35% $1,000,000 and up 1.40% Rate checked
More details - Members 1st Federal Credit Union6-Month CertificateCD · 6 months · $500 min · 1.00%–1.35% by balance
Credit union · 2 branches
1.05%APY$52 over 6 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.00% interest rate
Rate by balance
Rate by balance for 6-Month Certificate Balance APY $500 – $10,000 1.00% $10,000 – $50,000Your amount 1.05% $50,000 – $75,000 1.10% $75,000 – $100,000 1.20% $100,000 – $500,000 1.30% $500,000 – $1,000,000 1.30% $1,000,000 and up 1.35% Rate checked
More details - Members 1st Federal Credit Union3-Month CertificateCD · 3 months · $500 min · 0.95%–1.30% by balance
Credit union · 2 branches
1.00%APY$25 over 3 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Dividends paid at maturity. Penalty for early withdrawal.
Offer: Paid at maturity
0.95% interest rate
Rate by balance
Rate by balance for 3-Month Certificate Balance APY $500 – $10,000 0.95% $10,000 – $50,000Your amount 1.00% $50,000 – $75,000 1.05% $75,000 – $100,000 1.15% $100,000 – $500,000 1.25% $500,000 – $1,000,000 1.25% $1,000,000 and up 1.30% Rate checked
More details - Members 1st Federal Credit Union9-Month No Penalty CertificateCD · 9 months · $5,000 min
Credit union · 2 branches
0.80%APY$60 over 9 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $5,000 required to earn advertised APY. No early withdrawal penalties. Does not renew automatically; balance transfers to regular savings account on maturity date.
0.80% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Lebanon, PA metro
168 CDs at 14 banks and credit unions · checked Oct 16–22
- Typical
- 1.53%
- Top 10% from
- 3.85%
- Banks, typical
- 1.28%
- Credit unions, typical
- 1.66%
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Lebanon, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peoples Security Bank & TrustBank · 1 branch