Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–19 results in Kerrville, TX metro
- First National Bank Texas5 Year (60 Month) Fixed Rate CDCD · 60 months · $500 min · 1.66%–1.76% by balance
Bank · 1 branch
1.66%APY$858 over 60 months on $10,000Requirements
Offer: Early withdrawal penalties apply. Interest compounded and credited quarterly.
1.65% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 5 Year (60 Month) Fixed Rate CD Balance APY $500 – $50,000Your amount 1.66% $50,000 and up 1.76% Rate checked
More details - 1.50%APY$37 over 3 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Interest will not be compounded for certificates with terms of less than one year. For certificates with terms of one year or greater, interest will be compounded quarterly. Rates may vary based on location.
1.49% interest rate · Compounded quarterly · Effective Sep 25, 2026
Rate checked
More details - First National Bank Texas12 Month Variable Rate CDCD · 12 months · $500 min · 0.35%–0.40% by balance
Bank · 1 branch
0.35%APY$35 over 1 year on $10,000Requirements
Product: The rate shown applies to all existing and renewing Variable Rate CDs (6 months through 18 months). Add-on feature: You may add to this CD at any time. $25 minimum add-on deposit.
Offer: Rate subject to change at any time without notice after opening. Applies to existing and renewing Variable Rate CDs (6-18 months). Add-on deposit min $25. Early withdrawal penalties apply.
0.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 12 Month Variable Rate CD Balance APY $500 – $50,000Your amount 0.35% $50,000 and up 0.40% Rate checked
More details - First National Bank Texas3 Month Fixed Rate CDCD · 3 months · $500 min · 0.25%–0.30% by balance
Bank · 1 branch
0.25%APY$6 over 3 months on $10,000Requirements
Offer: Early withdrawal penalties apply. Interest compounded and credited at maturity.
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 3 Month Fixed Rate CD Balance APY $500 – $50,000Your amount 0.25% $50,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kerrville, TX metro
85 CDs at 8 banks and credit unions · checked Oct 16–22
- Typical
- 1.85%
- Top 10% from
- 3.75%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.51%
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Kerrville, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- RBFCUCredit union · 1 branch