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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–12 results in Hereford, TX metro · Few institutions in Hereford, TX metro: choose a wider area in the filters

  1. First National Bank of HerefordCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 2 branches

    4.00%APY$400 over 1 year on $10,000with conditions
  2. Hereford Texas Federal Credit UnionCertificates of DepositCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.82%APY$189 over 6 months on $10,000
  3. First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance

    Bank · 1 branch

    3.75%APY$248 over 8 months on $10,000intro rate
  4. First National Bank Texas7 Month Fixed Rate CDCD · 7 months · $500 min · 3.25%–4.20% by balance

    Bank · 1 branch

    3.50%APY$203 over 7 months on $10,000intro rate
  5. First National Bank Texas13 Month Fixed Rate CDCD · 13 months · $10,000 min · 3.25%–4.00% by balance

    Bank · 1 branch

    3.25%APY$353 over 13 months on $10,000
  6. First National Bank Texas1 Year (12 Month) Fixed Rate CDCD · 12 months · $500 min · 2.25%–2.75% by balance

    Bank · 1 branch

    2.25%APY$225 over 1 year on $10,000
  7. First National Bank Texas9 Month Fixed Rate CDCD · 9 months · $5,000 min

    Bank · 1 branch

    2.00%APY$150 over 9 months on $10,000
  8. First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance

    Bank · 1 branch

    1.85%APY$92 over 6 months on $10,000
  9. First National Bank Texas2 Year (24 Month) Fixed Rate CDCD · 24 months · $500 min · 1.81%–2.02% by balance

    Bank · 1 branch

    1.81%APY$365 over 24 months on $10,000
  10. First National Bank Texas5 Year (60 Month) Fixed Rate CDCD · 60 months · $500 min · 1.66%–1.76% by balance

    Bank · 1 branch

    1.66%APY$858 over 60 months on $10,000
  11. First National Bank Texas12 Month Variable Rate CDCD · 12 months · $500 min · 0.35%–0.40% by balance

    Bank · 1 branch

    0.35%APY$35 over 1 year on $10,000
  12. First National Bank Texas3 Month Fixed Rate CDCD · 3 months · $500 min · 0.25%–0.30% by balance

    Bank · 1 branch

    0.25%APY$6 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Hereford, TX metro

32 CDs at 3 banks and credit unions · checked Oct 16

Typical
3.55%
Top 10% from
3.95%
Banks, typical
3.55%
Credit unions, typical
3.43%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate