Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–20 results in Blacksburg, VA metro
- Truliant Federal Credit UnionFlex CertificatesCD · 24 months · $250 min · 2.92%–3.08% by balance
Credit union · 1 branch
2.98%APY$605 over 24 months on $10,000Requirements
Offer: You may increase your dividend rate to the rate in effect at the time of your request one time prior to maturity, not to exceed 1% above the original rate.
2.89% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Flex Certificates Balance APY $250 and up 2.92% $5,000 and upYour amount 2.98% $25,000 and up 3.03% $100,000 and up 3.08% Rate checked
More details - 2.63%APY$1,094 over 48 months on $10,000
Requirements
Product: Compounding: terms < 12 months compound at maturity; >= 12 months compound monthly. Minimum opening deposit is $2,500 on 90-day CD and $500 on all other terms. Early withdrawal penalties: 3 months of interest for terms <= 12 months, 6 months of interest for terms > 12 months. Renewable CDs automatically reinvest at maturity. No penalty CD allows one withdrawal of principal after 7 days without penalty. No monthly fee. No minimum balance after opening to earn APY.
Offer: Interest compounds and pays monthly. Minimum opening deposit $500. Early withdrawal penalty is 6 months of interest.
2.60% interest rate · Effective Sep 10, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - The First National Bank of PeterstownCertificates of Deposits (CDs)CD · 48 months · $2,500 min
Bank · 1 branch
1.00%APY$406 over 48 months on $10,000Requirements
Product: Automatically Renews at Maturity (at current rate at maturity). 10-day grace period at maturity. Early withdrawal penalties apply. Compounded back to CD, paid by check, or transferred to checking/savings.
1.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Blacksburg, VA metro
101 CDs at 12 banks and credit unions · checked Oct 6–22
- Typical
- 2.50%
- Top 10% from
- 4.00%
- Banks, typical
- 2.07%
- Credit unions, typical
- 3.28%
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Blacksburg, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Virginia Credit UnionCredit union · 3 branches