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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Bay City, MI metro

  1. Team One Credit UnionCertificates of DepositCD · 12 months · $500 min

    Credit union · 1 branch

    3.60%APY$360 over 1 year on $10,000
  2. Thumb Bank & TrustCertificates of Deposit (CDs)CD · 30 months · $500 min

    Bank · 1 branch

    3.55%APY$911 over 30 months on $10,000
  3. Wildfire Credit UnionCertificateCD · 48–59 months · $500 min

    Credit union · 2 branches

    3.55%APYintro rate
  4. Financial Plus Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    3.50%APY$1,877 over 60 months on $10,000
  5. Top Carrot, Carrot Score 88
    FinancialEdge Credit UnionCertificates of DepositCD · 37 months · $1,000 min

    Credit union · 2 branches

    3.40%APY$1,086 over 37 months on $10,000
  6. Financial Plus Credit UnionStart 'N' Grow CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    3.30%APY$671 over 24 months on $10,000
  7. Top Carrot, Carrot Score 94
    United Financial Credit UnionHometown Hero CDCD · 6 months · $250 min

    Credit union · 3 branches

    3.25%APY$161 over 6 months on $10,000
  8. Top Carrot, Carrot Score 88
    GREAT LAKESShare Certificate Plus (CD)CD · 12 months · $10,000 min

    Credit union · 2 branches

    3.25%APY$325 over 1 year on $10,000
  9. Top Carrot, Carrot Score 89
    Frankenmuth Credit Union21 Month CD SpecialCD · 21 months · $500 min · 3.25%–3.75% by balance

    Credit union · 3 branches

    3.25%APY$576 over 21 months on $10,000
  10. Top Carrot, Carrot Score 94
    United Financial Credit UnionCertificate of DepositCD · 48 months · $500 min

    Credit union · 3 branches

    3.20%APY$1,343 over 48 months on $10,000
  11. ELGA Credit UnionCertificateCD · 72 months · $1,000 min · 3.20%–3.51% by balance

    Credit union · 2 branches

    3.20%APY$2,080 over 72 months on $10,000
  12. Top Carrot, Carrot Score 89
    Frankenmuth Credit Union11 Month CD SpecialCD · 11 months · $500 min · 3.15%–3.65% by balance

    Credit union · 3 branches

    3.15%APY$288 over 11 months on $10,000
  13. Top Carrot, Carrot Score 94
    United Financial Credit UnionStep Up CDCD · 20 months · $500 min

    Credit union · 3 branches

    3.10%APY$522 over 20 months on $10,000intro rate
  14. Top Carrot, Carrot Score 94
    United Financial Credit UnionSafe Parking CDCD · 36 months · $500 min

    Credit union · 3 branches

    3.10%APY$959 over 36 months on $10,000
  15. Independent Bank24-Month CDCD · 24 months · $500 min

    Bank · 5 branches

    3.09%APY$628 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Bay City, MI metro

168 CDs at 16 banks and credit unions · checked Oct 16–22

Typical
2.95%
Top 10% from
3.79%
Banks, typical
1.54%
Credit unions, typical
3.20%

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Bay City, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. United Financial Credit UnionCredit union · 3 branches
  2. Lake Huron Credit UnionCredit union · 1 branch
  3. Sunrise Family Credit UnionCredit union · 2 branches
See all ranked institutions

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