Compare Bank & Credit Union Rates
Best CD rates in Guam
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–12 results in Guam
- Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 1 branch
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - 4.10%APY$621 over 18 months on $10,000
Requirements
Product: Coast360 membership is required. Must maintain the minimum daily balance in the account each day to obtain the disclosed APY. Dividends credited at maturity. Early withdrawal penalty: forfeit all dividends earned up to date of withdrawal and effectuate account closure. Returned item and early account closure fees apply.
Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
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More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Dividends compound daily.
3.44% interest rate · Effective Oct 9, 2026
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More details - 3.40%APY$340 over 1 year on $10,000with conditions
Requirements
Product: Requires new money from another financial institution. A Bankohana Checking account is required (can be opened with $500 minimum deposit). CD renews at Promo rate for one term, then Standard rate. Not applicable to retirement accounts.
Offer: Must be funded entirely from another financial institution in a single deposit. Not combinable with existing funds.
Qualified rate · Effective Jul 29, 2026
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More details - 3.30%APY$330 over 1 year on $10,000intro rate
Requirements
Product: Requires new money from another financial institution. CD renews at Promo rate for one term, then Standard rate. Not applicable to retirement accounts.
Offer: Must be funded entirely from another financial institution in a single deposit. Not combinable with existing funds.
Promotional rate · Effective Jul 29, 2026
Rate checked
More details - 3.05%APY$151 over 6 months on $10,000with conditions
Requirements
Product: Available in branch. Personal or business checking account required for promotional rates; Priority Banking checking, Private Banking, or PrimeTime/Primera membership required for Priority CD APYs. Penalty for early withdrawal. Monthly service charge is $0.
Offer: In-branch promotional rate. Priority CD rate; requires Personal/Business Priority Banking Platinum Checking, Business Analyzed Checking, Private Banking Program, or PrimeTime/Primera membership.
Qualified rate · Effective Sep 3, 2026
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More details - 3.05%APY$151 over 6 months on $10,000intro rate
Requirements
Product: Available online via FHB.com only (not available in branches). Only available for personal accounts; applicants must be 18 years or older, US Citizens with SSN and residing in the US. Maximum opening deposit of $250,000 per Online CD. APYs do not apply to IRA CDs. Cannot be combined with any other promotional offer or Priority Banking CD preferred rates. Penalty for early withdrawal. Monthly service charge is $0.
Offer: Promotional online CD rate. Limited time offer. Maximum opening deposit $250,000.
Promotional rate · Balance cap $250,000 · Effective Sep 3, 2026
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More details - 2.90%APY$290 over 1 year on $10,000with conditions
Requirements
Product: Promo Rates are offered for one term when using existing funds or renewing a New Money Special Rate CD for the first time. Renews at Standard Rates thereafter. Bankohana Checking account is required ($500 minimum deposit). Not applicable to retirement accounts.
Offer: Minimum balance $2,500.
Qualified rate · 2.90% interest rate · Effective Jun 4, 2026
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More details - 2.70%APY$67 over 3 months on $10,000intro rate
Requirements
Product: Promo Rates are offered for one term when using existing funds or renewing a New Money Special Rate CD for the first time. Renews at Standard Rates thereafter. Not applicable to retirement accounts.
Offer: Must be opened in-branch with $2,500 or more, or online with $2,500 - $99,999.99 funded entirely from an existing Bank of Hawaii account.
Promotional rate · 2.70% interest rate · Effective Jun 4, 2026
Rate by balance
Rate by balance for Regular Promo CD Balance APY $2,500 – $100,000Your amount 2.70% $100,000 and upJumbo tier. Must be opened in-branch with a qualifying deposit of $100,000 or more. 2.90% Rate checked
More details - 2.25%APY$56 over 3 months on $10,000with conditions
Requirements
Product: A Bankohana Checking account is required to open and maintain a Bankohana CD ($500 minimum opening deposit).
Qualified rate · 2.25% interest rate · Effective Dec 29, 2025
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More details - 2.15%APY$53 over 3 months on $10,000
2.15% interest rate · Effective Dec 29, 2025
Rate by balance
Rate by balance for Standard Rate CD Balance APY $2,500 – $100,000Your amount 2.15% $100,000 and up 2.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Guam
93 CDs at 5 banks and credit unions · checked Oct 15–22
- Typical
- 2.15%
- Top 10% from
- 3.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 3.60%
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Find your bank or credit union to see all its rates and how they compare near you.
Guam
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 1 branch
- Navy Federal Credit UnionCredit union · 1 branch
- Coast360 Federal Credit UnionCredit union · 3 branches