Compare Bank & Credit Union Rates
Best CD rates in Grand Junction, CO
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–25 results in Grand Junction, CO
- 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.05%APY$75 over 3 months on $10,000
Requirements
Product: For CDs from $1,000 up to and including $99,999. Fixed interest rate, compounded daily. Online account opening requires minimum 3 month term and deposit less than $100,000 funded via existing Zions Bank account or wire transfer. Early withdrawal penalties apply.
Offer: Term 3 MONTHS. Fixed rate. Rates displayed for Idaho and Utah.
3.00% interest rate · Compounded daily · Balance cap $99,999 · Effective Oct 3, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.46%APY$146 over 1 year on $10,000
Requirements
Product: Personal and Business. Additional deposits only at maturity. A penalty will be imposed for early withdrawal.
Offer: Early withdrawal penalty is 90 days interest. Additional deposits only at maturity.
1.45% interest rate · Effective Jan 30, 2026
Rate checked
More details - 0.85%APY$171 over 24 months on $10,000
Requirements
Product: Personal and Business. Allows additional deposits any time during the life of the CD; rates change with the market. A penalty will be imposed for early withdrawal.
Offer: Allows additional deposits any time during the life of the CD. Early withdrawal penalty is 90 days interest.
0.85% interest rate · Effective Jan 30, 2026
Rate checked
More details - 0.75%APY$381 over 60 months on $10,000
Requirements
Product: APY applies only when dividends are added to principal. Dividends compound and credit quarterly.
Offer: Dividends compound and credit quarterly.
0.75% interest rate · Effective Apr 2, 2025
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Grand Junction, CO
142 CDs at 14 banks and credit unions · checked Oct 4–22
- Typical
- 3.05%
- Top 10% from
- 3.92%
- Banks, typical
- 1.63%
- Credit unions, typical
- 3.40%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Grand Junction, CO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Canvas Credit UnionCredit union · 2 branches
- Bellco Credit UnionCredit union · 2 branches
- Climb Credit UnionCredit union · 1 branch