Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 61–68 of 68 in Pittsburgh, PA metro · median 5.24% APR
- 6.50%APRas low as
Terms
Automobiles (2026)
Auto loan score 62 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 6.55%APRas low as
Terms
For model years 2025-2027; term 49-60 months.
Auto loan score 63 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 6.60%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Applies to 2025–2026 model year new auto loans for terms up to 60 months. Purchase transactions through dealers only. APR includes 0.25% auto-debit discount from an InFirst Bank deposit account.
Auto loan score 61 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches - 6.87%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
New Vehicle - term of 60 months. Auto debit required from a Commercial Bank & Trust of PA account to receive the APR shown above. Motor Vehicle Loan APR based on loan amount of $20,000.
Auto loan score 61 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.92%APRas low as
Terms
Brand New, Previously Untitled vehicles. Maximum term 72 months. Estimated monthly payment $170.11 based on a $10,000 loan amount. A 0.25% discount is available for automatic debit from an AmeriServ deposit account.
Auto loan score 61 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches - 6.99%APRas low as
Terms
Payment is $19.80 per $1,000 borrowed based on stated rate and term.
Auto loan score 61 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 7.92%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Vehicle years 2026-2027; term up to 72 months. Advertised example uses $30,000 loan amount (monthly payment $524.85). APR assumes a $150.00 loan processing fee. Requires automatic loan payment from an eligible Sewickley Savings Bank deposit account.
Auto loan score 61 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 11.50%APRas low as
Terms
As low as rate.
Auto loan score 60 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Pittsburgh, PA metro
68 banks and credit unions · checked Oct 16–22
- Typical
- 5.24%
- Top 10% up to
- 4.49%
- Banks, typical
- 6.42%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pittsburgh, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- SSB BankBank · 3 branches
- Christian Family Credit UnionCredit union · 1 branch