Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–18 of 18 in Dayton, OH metro · median 5.49% APR
- 7.39%APRas low as
Terms
As Low As rate. APR based on $25,000.00 loan with credit score of 760+ and $240 processing fee.
Auto loan score 61 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches - 7.51%APRas low as
Terms
Rates as low as 7.51% APR based upon loan amount and creditworthiness. Advertised APR assumes excellent credit history, is based on an average loan amount of $40,000 borrowed over 60 months, includes $257 in account opening fees, and equates to a monthly payment of $799.87. Some loans may be eligible for additional relationship-based account benefits for checking account clients.
Auto loan score 61
Rate checked · Auto loans rates on its site
Rates and branches - 7.80%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model Year 2021 - NEW. Rate includes 0.50% reduction for automatic payments from a 1st National Bank account. All loans subject to credit approval. APR based upon $10,000 loan size and $250 loan fee.
Auto loan score 61 · Carrot Score 61
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Dayton, OH metro
18 banks and credit unions · checked Oct 15–22
- Typical
- 5.49%
- Top 10% up to
- 5.10%
- Banks, typical
- 7.38%
- Credit unions, typical
- 5.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Dayton, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Firefighters & Company Federal Credit UnionCredit union · 2 branches
- Bridge Credit UnionCredit union · 4 branches
- River Valley Credit UnionCredit union · 5 branches