Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 46–60 of 78 in Wisconsin · median 4.95% APR
- 5.04%APRas low as
Terms
Monthly payment $18.10 per $1,000.
Auto loan score 82 · Carrot Score 91
Rate checked · Auto loans rates on its site
More details - Guardian Credit UnionRelationship Pricing New Auto/Motorcycles · 49–60 months
Credit union · 6 branches
5.14%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Payment per $1,000 is $18.94. Includes maximum 0.30% APR Relationship Pricing Program discount.
Auto loan score 78 · Carrot Score 74
Rate checked · Auto loans rates on its site
More details - 5.19%APRas low as
Terms
Rates as low as stated APR based on creditworthiness. Monthly payment of $18.96 per $1,000.
Auto loan score 76 · Carrot Score 76
Rate checked · Auto loans rates on its site
More details - 5.24%APRas low as
Terms
Model Year 2020-2027 Vehicle Loans. 76-84-month financing available only on loans of $20,000 or more only on 2020-2027 model year.
Auto loan score 80 · Carrot Score 76
Rate checked · Auto loans rates on its site
More details - WESTconsin Credit UnionSecured Vehicles | 2022 and Newer · up to 60 months
Credit union · 20 branches
5.24%APRas low aswith conditionsThis rate needs a checking account, direct deposit or relationship with the lender.
Terms
Monthly payment of $18.99 per $1,000 borrowed.
Auto loan score 80 · Carrot Score 88
Rate checked · Auto loans rates on its site
More details - 5.24%APRas low as
Terms
Monthly payment per $1,000 borrowed is $18.98. $5,000 new money or refinance from another financial institution.
Auto loan score 80 · Carrot Score 81
Rate checked · Auto loans rates on its site
More details - 5.24%APRas low as
Terms
Monthly payment is $18.98 per $1,000
Auto loan score 77 · Carrot Score 99
Rate checked · Auto loans rates on its site
More details - 5.24%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Advertised "as low as" APR assumes excellent borrower credit history. Rates include 0.25% discount for TruStone Visa® Credit Card and 0.25% discount for automatic loan payment from a TruStone account. Minimum loan amount of $5,000 required.
Auto loan score 74 · Carrot Score 88
Rate checked · Auto loans rates on its site
More details - 5.24%APRas low as · up to 9.99%
5.24% APR, up to 9.99%
Terms
Standard rates for credit scores 750+ (A+) down to 599-0 (E).
Auto loan score 73 · Carrot Score 64
Rate checked · Auto loans rates on its site
More details - 5.25%APRas low as
Auto loan score 73 · Carrot Score 79
Rate checked · Auto loans rates on its site
More details - 5.25%APRas low as
Terms
Vehicle: New. Payment per $1,000 is $18.99.
Auto loan score 73 · Carrot Score 69
Rate checked · Auto loans rates on its site
More details - Central Wisconsin Credit UnionAuto, Boat, or Motorcycle Loan · up to 60 months
Credit union · 2 branches
5.25%APRas low asTerms
As low as rate for new vehicles; actual rate and term determined by account history and credit score.
Auto loan score 70 · Carrot Score 71
Rate checked · Auto loans rates on its site
More details - 5.34%APRas low as
Terms
Model years 2025 & newer. Stated as low as. 76-84 month term available for model years 2025 and newer only.
Auto loan score 77 · Carrot Score 82
Rate checked · Auto loans rates on its site
More details - 5.39%APRas low as
Terms
Rate advertised as low as 5.39% APR. Terms up to 84 months. Subject to credit approval; terms may be limited based upon vehicle age and credit history. Valid for purchase or refinance of new or used vehicles (cars, trucks, motorcycles).
Auto loan score 76 · Carrot Score 90
Rate checked · Auto loans rates on its site
More details - 5.39%APRas low as
Terms
Applicable to 2024-27 Model Year. Advertised as low as; based on member credit qualification and total loan amount.
Auto loan score 76 · Carrot Score 81
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Wisconsin
78 banks and credit unions · checked Oct 23–31
- Typical
- 4.95%
- Top 10% up to
- 4.25%
- Credit unions, typical
- 4.95%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 30 branches
- Evergreen Credit UnionCredit union · 2 branches